Tag

permanent affordability

The Latest

Four Black adults—three women and one man—stand outside in front of a brick building. On the building is a sign that reads "Tom Lee's Centennial Celebration and the Unsung Heroes of Klondike."

A Historic Black Memphis Neighborhood Turns to a CLT to Avoid Displacement

A former hub of Black-owned businesses in North Memphis that suffered urban renewal seeks to rebuild without a new wave of displacement. Can a community land trust strike that balance?

Search & Filter Within this Topic

filter by Content Type

filter by Date Range

search by Keyword

A drawing of a house with a red roof and a red path leading from door is accompanied by text explaining reasons why shared-equity homeownership makes sense in weak-market areas. Image links to pdf version.
The Answer

Q: What’s the Point of Shared-Equity Homeownership in Weak Market Areas?

Shared-equity homeownership is best known as a tool to fight displacement in hot-market areas. But in fact, it has many advantages in weak-market areas too.

Housing

The Threat (and Promise) of a Good Example

It’s embarrassing to admit, but those who vehemently oppose shared equity homeownership may have a deeper understanding of the sector’s potential than those of us who ardently support it. Our […]

Does shared-equity homeownership build assets? Yes. And keeps them safer than traditional homeownership does. Various graphs and charts follow to back up this assertion. Image links to pdf version.
The Answer

Q: Does Shared-Equity Homeownership Build Assets?

A: Yes! And keeps them safer than traditional homeownership does.

Homeownership

Homeownership Today and Tomorrow: Building Assets While Preserving Affordability

Can low-income families build enough equity in them to transform their circumstances? New research says yes.

Housing

Building in Affordability

A range of existing policy tools can help preserve and expand affordable housing near planned transit stations — but to have the most effect, they need to be put in place up front.

Housing

Best of Both Worlds

Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.

Policy

Homes That Last

Counter-cyclical stewardship is the only way to ensure that lower-income families are neither nudged out by rising costs nor forced out by foreclosure.

Stock photo of six stacks of quarters on a glossy surface, with a tall stack at the left and each succeeding stack a bit shorter, till the fifth one is just one coin.
Housing

Taxation of Shared-Equity Homes

In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]

Homeownership

Valuation and Taxation of Resale-Restricted, Owner-Occupied Housing

Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.

Housing

The Promise and Challenges of Co-ops in a Hot Real Estate Market

The Clinton neighborhood, also known as Hell’s Kitchen, sits in the western middle of Manhattan. From the urban disinvestment of the 1960s through the 1980s, it was the scene of […]

Housing

Affordable Forever: Community Land Trusts

Communities across the country have taken up the CLT model to confront challenges from gentrification and sprawl to pollution and abandoned housing.

Housing

Watchful Stewards: Mutual Housing Associations and Community Land Trusts

The large, foreclosed HUD-subsidized building on Stamford’s West Side had once housed over 60 families, but in 1993 stood vacant, a hulking eyesore with nesting pigeons as its only occupants. […]