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Twenty five years ago, Chicago’s west side had suffered rapid racial change, disinvestment, five riots (quelled by National Guard troops), and disintegration of community institutions. Earlier national efforts such as […]

As home prices continue to fall, the notion that the real estate market will allow for lower-income families to secure affordable housing increases. But it’s not so cut and dried. How much a home costs is only one of many factors when determining affordability. In March 2012, Shelterforce hosted a roundtable discussion featuring leading research and policy experts to explore those various components of affordability looking at just how the housing crisis changed the affordable housing landscape in the United States.

When the Maryland Center for Community Development (MCCD) began to examine the financial services available to low-income people statewide in 1999, its goal was to learn more about why individuals […]

When wealthy investors treat homes like poker chips, it is the tenants who end up losing. How do we interrupt the vicious cycle of speculation and displacement?

Confused by the acronyms and initials dotting your reading material? All fields have them, and housing is no exception. Here’s what many of the most common mean.

This book is a major contribution to increasing knowledge and awareness of how far the community development finance movement has come in 30 years.

Work Requirements | Source of Income As a Protected Class | Amazon’s Bully Behavior | Chipping Away at CRA | The Arts and Displacement | More…

As they rebuild from the financial meltdown of 2008, policymakers can finally craft measures to guarantee healthy communities and secure homes for all Americans.

I wondered whether the Americans who suffered the injustice of our most recent Great Recession haven’t already been not only forgotten but abandoned by the White House and Congress, despite their votes. 

Technology is enticing. It’s fun. It can make life easier. With a click of a button, consumers can purchase items instantaneously and have them delivered within hours to their doorstep. […]

Book Review: Subprime Mortgages: America’s Latest Boom and Bust, by Edward M. Gramlich.
Urban Institute Press, 2007, 120 pp. $25.00 (hardcover).

Yes, we need to finally achieve certainty in our housing finance system. But not the way most people are suggesting.