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Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be
Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.
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Toes in the Water
NHI’s latest research report, Toes in the Water: Nonprofit Community Development Real-Estate and Mortgage Brokerage Programs, identifies state regulatory obstacles and assesses the future of a new direction in promoting […]
Taxation of Shared-Equity Homes
In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]
Managing Neighborhood Change
This report presents a strategic framework that can help practitioners and policymakers foster sustainable and equitable neighborhood revitalization, building on solid market demand while ensuring that the neighborhood’s lower-income households will benefit from the changes that have taken place.
Comprehensive Community Initiatives
The report examines how community groups work together toward the common purpose of changing the way their local systems (housing, schools, welfare) work and the way community groups work within those systems.
Building A Better Urban Future
Building A Better Urban Future is a policy paper for practitioners and policymakers investing housing resources in weak market cities.
Shared Equity Homeownership
This breakthrough study on shared equity homeownership—limited equity co-ops, community land trusts, and inclusionary units—examines the benefits of these models within a sectoral framework to redefine the housing ladder.
Valuation and Taxation of Resale-Restricted, Owner-Occupied Housing
Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.