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A graphic design in shades of blue and white showing an arrow—increasing from left to right—over four houses.
Opinion

States Can Put the Brakes on Landlord Collusion and Junk Fees

States can pursue legal remedies under anti-trust laws when landlords collude to raise rents or use deceptive practices to institute extra fees, even if the federal government backs away from these cases.

The interior of Dupont Circle train station in Washington, D.C., showing a train track, train platform, and Brutalist-style architecture, including large staircases and walking paths. A white man wearing dark clothing and a large backpack crosses the train platform in the right-hand corner.
Opinion

How States Can Build Housing Together: A Proposal to Create Joint Authorities

Housing markets don’t stay within state boundaries. Why should housing finance agencies?

A woman wearing a black-and-white plaid shirt and gray pants sits at a small bistro table on a front patio with a man wearing a light-gray t-shirt and dark-gray cargo shorts. The patio is attached to the front of a green-colored house marked 145. On the patio are many potted plants, decorative wind chimes, and gardening tools. The front door of the house is slightly ajar, and a cat can be seen walking into the home.
State & Local Policy

Making Money for Housing Go Further

Housing funding programs are notoriously fragmented. One way to make limited housing dollars go further is to improve the systems that distribute them.

A front view of three connected residential homes in Virginia. The homes are white and light-gray, and some have decorative brick detailing. A set of stairs leads to the front door of each house, and each has a small front lawn. A sidewalk can be seen in the foreground.
From the Field

Are Dedicated ‘Sin Taxes’ a Useful Path for Affordable Housing Funding?

In the hunt for ways to fund affordable housing, taxes on controversial activities from gambling to short-term rentals are often appealing. Here’s how that’s been working in four communities.

A large glass building set back from a parking lot. In front of the building is a concrete sign coming out of the ground that reads "Bank of North Dakota."
State & Local Policy

How Public Banks Can Meet Public Needs

As federal funding streams face cuts, the idea of public banks is gaining ground as a tool for states and localities to finance community development.

A rendering of an apartment complex featuring at least three large, four-floor gray buildings with stone exteriors at the ground levels. The buildings are set next to a parking lot on one side and a lawn with trees on the other side. Sidewalks connect the buildings. Renderings of people and cars are shown in the foreground.
From the Field

How We Rewrote a Tax Incentive to Encourage More Affordable Housing 

Chattanooga, Tennessee, aligned its housing tax incentive with the actual cost of charging more affordable rents. Developers are participating.

A busy urban center in Richmond, Virginia, showing a large parking lot surrounded by urban buildings and parked cars.
From the Field

Property Taxes Aren’t the Cause of Our Housing Crisis, They’re a Solution to It

Taxing land and buildings at different rates can discourage land speculation and encourage housing development.

A rendering of a large apartment building with a Costco retail store on the ground floor. The building is surrounded by trees, and people can be seen walking on a sidewalk in front of the building. The building overlooks a a busy street with multiple lanes of traffic moving in both directions.
Housing

Free Land, Retail Rents, and Other Ways Cities Are Cutting Reliance on Federal Housing Funds

Though the federal role will always be necessary, local governments, and developers themselves, are looking for ways to develop affordable housing with less federal subsidy. Here are some of the approaches they are trying.

A painting, mostly in shades of blue, showing a group of people of all ages, genders, and races, building a shelter together in a wooded area. The sky is stormy and dark, and it is raining out, but light shines down on the shelter being built, illuminating the people around and inside of it. A figure covering their head with a blue denim jacket approaches in the foreground. A figure stepping out of the shelter waves to them in greeting.
Editor’s Note

Acting Locally: States, Counties, and Cities on the Front Lines

Even in challenging times, there are many actions that state and local governments can take to improve housing access and look out for their residents.

Power lines against a bright pink-and-orange sunset, surrounded by trees.
State & Local Policy

Will Tucson Take Back Its Power—Literally?

My experience with a utility shutoff led me to look more closely at who provides my city’s power. It turns out there’s a push for the city to buy out the investor-owned utility and create a public one.

An architectural rendering of a large multifamily building
State & Local Policy

NYC’s New Housing Approval Process Faces First Tests

Voters said yes to speeding up housing approvals. Now the city is putting that plan into action. While there’s excitement among affordable housing developers, some housing advocates worry the new process may quiet community voices.

Three video screens appear, with a white woman in one screen on the top left, and a black man in a screen at the top right. Below is a video of a white man wearing glasses.
Healthy Housing

Fit to Live in: From Ordinances to Outcomes in Habitability, a Shelterforce webinar

What makes a home habitable? What makes habitability laws successful? In this webinar, an organizer in New Orleans and a representative from a nonprofit working with communities across the country affected by vacancy and abandonment share their perspectives.