Better Loans, Better Laws: Showing Communities What “Home” Looks Like
For generations, Americans from across the nation, the demographic spectrum and the income strata have strived for homeownership, working from the premise that it is the key to long-term financial […]
Industry and Advocates: To Truly Help Homeowners, Work Together
In recent months, the once very under-the-radar debate about manufactured home financing has gotten much more attention than is typical for the industry. At issue are lending regulations promulgated by […]
Big Sky, Big Opportunity?
Montana is an interesting state for manufactured housing. Looking at the policy and data environments of this component of the state’s housing market, about 11 percent of the state’s stock […]
Article Reveals Manufactured Housing Industry’s Greed
Earlier this month, the Center for Public Integrity and The Seattle Times released an investigative article examining the business practices of the leading manufactured home builder, lender, and retailer, Clayton […]
New Report Dampens Outlook for Would-Be Homebuyers
While few housing advocates have unbridled hopes for truly affordable homeownership in Manhattan—where in order to live “comfortably,” a family of four needs nearly $170,000 in income—the recent reporting of […]
Amidst Congressional Missteps, Housing Opportunities Remain
Here in Washington, Congress has finally done its primary job: that of funding the government. The process of last-minute scrambling and late-night bargaining is clearly no way to run a government—as members of Congress and their staff become harried, priorities don’t get properly vetted. This style of governance also offers an opportunity for special interests […]
Manufactured Housing as a Bridge Over the Affordability Gap
Although the percentage of new manufactured homes placed in manufactured home communities is still relatively low–about 30 percent in 2013—78 percent of the total new manufactured homes were titled as personal property.
Homeownership Is Still Very Much an Asset-Building Strategy
Homeownership is, of course, still American’s greatest source of wealth and asset appreciation, and a key component of CFED’s work. In order to make it a realistic possibility for more […]
Why Don’t States Do More to Promote Affordable Housing?
Since 2005, CFED has promoted manufactured homes as a viable housing opportunity, particularly for low- and- and moderate-income families. We have focused on making manufactured housing part of the housing […]
Housing Finance Reform Doesn’t Need to Start with Congress
Later this month, as every reader no doubt knows, the Senate Banking committee will mark up the bipartisan housing finance reform bill put forward by Chairman Tim Johnson and Ranking […]
Don’t Be Fooled, This Bill Would Actually Harm Manufactured Home Buyers
The “Preserving Access to Manufactured Housing Act” (H.R. 1779 and S. 1828) has been on CFED’s radar since it was first introduced in the 112th Congress (2011-2012). The current legislation […]
Housing Policies in America: What’s Helping, What’s Hurting
As many advocates know, on Jan. 30, the Corporation for Enterprise Development released its 2014 Assets & Opportunity Scorecard, which reports on 133 policy and outcome measures that tell the […]