Doug Ryan

Doug Ryan
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Doug Ryan is the director of Affordable Homeownership Initiatives for Prosperity Now.
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Equitable Tax Reform Begins at Home(ownership)

Talk of tax reform has reached a fever pitch, but most Americans don't realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.
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Why Giving Up on Homeownership Is Giving In

These ideas aren’t new, but pulling them together in a collective, coherent way will push back against those who, like their predecessors of 80, 70, 60 and 50 years ago, would deny long-term stability to those for reasons more than just the color of their money.

Homeownership Equity Depends on Racially Equitable Policy

Once again, we hear rumblings that housing finance reform, the wind-down of Fannie Mae and Freddie Mac, and the...

In the Delta, Homeownership Strategies Need Innovation

Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...

Stopping Declining Homeownership Requires More than Affordability

According to recent research, the availability of starter and “trade-up” homes is in the midst of a four-year decline,...

Say What, Washington Post? Declining Homeownership Rates Aren’t a Good Thing

On Aug. 3, The Washington Post published a remarkable opinion piece by Charles Lane, one of the paper’s editorial...

To Reduce Recidivism Rates, Turn to Housing Policy

A couple months ago here on Rooflines, I wrote about the value of addressing housing challenges that many former...

From Homelessness to Homeownership in Nine Months. It’s Possible

Earlier this month, I had the chance to speak at the 14th annual conference of an organization new to...

Scoring Homeownership: Looking at the Long Game

Today’s economic climate offers little hope to many struggling families. Family incomes still lag in comparison, for example, to rising housing costs in many markets.

Looking for Solid Returns? Invest in Criminal Justice Reform

In my last life, I worked at a large public housing authority, where one of my tasks was to...

Affordable Housing Preservation of the Past and How It Can be Relearned

Over a quarter century ago, affordable housing advocates, housing providers, and public officials began to fully recognize a potential...

Better Loans, Better Laws: Showing Communities What “Home” Looks Like

For generations, Americans from across the nation, the demographic spectrum and the income strata have strived for homeownership, working...

Industry and Advocates: To Truly Help Homeowners, Work Together

In recent months, the once very under-the-radar debate about manufactured home financing has gotten much more attention than is...

Big Sky, Big Opportunity?

Montana is an interesting state for manufactured housing. Looking at the policy and data environments of this component of...

Article Reveals Manufactured Housing Industry’s Greed

Earlier this month, the Center for Public Integrity and The Seattle Times released an investigative article examining the business...

New Report Dampens Outlook for Would-Be Homebuyers

While few housing advocates have unbridled hopes for truly affordable homeownership in Manhattan—where in order to live “comfortably,” a...

Amidst Congressional Missteps, Housing Opportunities Remain

Here in Washington, Congress has finally done its primary job: that of funding the government. The process of last-minute scrambling and late-night bargaining is clearly no way to run a government—as members of Congress and their staff become harried, priorities don’t get properly vetted. This style of governance also offers an opportunity for special interests […]

Manufactured Housing as a Bridge Over the Affordability Gap

Last week, the Consumer Financial Protection Bureau released an important study called “Manufactured-Housing Consumer Finance in the United States.” For 10 years, CFED, through its Innovations in Manufactured Homes (I’M HOME) initiative, has both promoted manufactured housing as affordable housing, while also supporting fundamental changes to the financing, consumer protections, and public policies that affect […]

Homeownership Is Still Very Much an Asset-Building Strategy

Homeownership is, of course, still American’s greatest source of wealth and asset appreciation, and a key component of CFED’s work....

Why Don’t States Do More to Promote Affordable Housing?

Since 2005, CFED has promoted manufactured homes as a viable housing opportunity, particularly for low- and- and moderate-income families....

Housing Finance Reform Doesn’t Need to Start with Congress

Later this month, as every reader no doubt knows, the Senate Banking committee will mark up the bipartisan housing...

Don’t Be Fooled, This Bill Would Actually Harm Manufactured Home Buyers

The “Preserving Access to Manufactured Housing Act” (H.R. 1779 and S. 1828) has been on CFED’s radar since it...

Housing Policies in America: What’s Helping, What’s Hurting

As many advocates know, on Jan. 30, the Corporation for Enterprise Development released its 2014 Assets & Opportunity Scorecard,...

Titling Homes as Homes: A Novel Idea

I wrote in June that housing advocates should look to today's manufactured home as a tool to meet affordable...

Will New Rules Be Enough to Protect Homeowners?

For those who watch affordable housing, it’s tough viewing these days: from stagnant wages and an uncertain regulatory environment...

Manufactured Housing Deserves a Second Look

Recent housing trends should focus advocates on a very significant problem: the declining homeownership rate.Investor-driven price increases, reduced affordable...