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shared equity
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Proposed Federal Rule Would Undercut Fannie and Freddie’s Duty to Serve Underserved Markets
The Federal Housing Finance Agency is proposing to significantly change how it enforces Fannie Mae and Freddie Mac’s duty to serve underserved mortgage markets. Comments from the public are due July 24.
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Best of Both Worlds
Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.
Homes That Last
Counter-cyclical stewardship is the only way to ensure that lower-income families are neither nudged out by rising costs nor forced out by foreclosure.
Taxation of Shared-Equity Homes
In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]
Valuation and Taxation of Resale-Restricted, Owner-Occupied Housing
Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.
The Promise and Challenges of Co-ops in a Hot Real Estate Market
The Clinton neighborhood, also known as Hell’s Kitchen, sits in the western middle of Manhattan. From the urban disinvestment of the 1960s through the 1980s, it was the scene of […]
Watchful Stewards: Mutual Housing Associations and Community Land Trusts
The large, foreclosed HUD-subsidized building on Stamford’s West Side had once housed over 60 families, but in 1993 stood vacant, a hulking eyesore with nesting pigeons as its only occupants. […]