permanent affordability

Can low-income families build enough equity in them to transform their circumstances? New research says yes.

A range of existing policy tools can help preserve and expand affordable housing near planned transit stations — but to have the most effect, they need to be put in place up front.

Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.

Counter-cyclical stewardship is the only way to ensure that lower-income families are neither nudged out by rising costs nor forced out by foreclosure.

In 2004, the National Housing Institute launched an ongoing research project on shared-equity homeownership, focusing on three models of resale-restricted, owner-occupied housing: limited-equity cooperatives; community land trusts; and deed-restricted houses […]

Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.

The Clinton neighborhood, also known as Hell’s Kitchen, sits in the western middle of Manhattan. From the urban disinvestment of the 1960s through the 1980s, it was the scene of […]

Communities across the country have taken up the CLT model to confront challenges from gentrification and sprawl to pollution and abandoned housing.

The large, foreclosed HUD-subsidized building on Stamford’s West Side had once housed over 60 families, but in 1993 stood vacant, a hulking eyesore with nesting pigeons as its only occupants. […]