mortgages

A bill announced today by Rep. Ilhan Omar would release tenants and homeowners from housing payments until the national emergency is lifted, and would make up the losses to landlords and lenders through a federal fund.

Language barriers pose an obstacle to fair access to credit, but this population is overlooked in fair credit discussions.

The housing finance market is going to be restructured. Here’s what we need to consider in order to do it right.

Boston Community Capital’s SUN program has gotten a lot of media attention. How is it working and what’s next?

Three years after the financial meltdown, credit remains elusive in many underserved communities. Although the reliance on credit scores is greater now than it’s been in a decade, many housing activists and community lenders are arguing for other means to evaluate credit risk.

A Massachusetts loan program gives lenders skin in the game while providing tools for responsible homeownership for lower-income borrowers.

Foreclosed properties have been flooding the auction block following the housing crisis. Less visibly, pools of distressed loans are also being sold off—and it’s a market ripe for partnership with neighborhood stabilization actors.

It’s not too late to treat toxic loans as the defective product they are.