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Freddie Mac

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A large government building with ionic columns across the front portico. Above the columns is incised "The Treasury Department." In the plaza in front of the building is a statue of Albert Gallatin, an early Treasury secretary. The floor of the plaza is laid in a checkerboard pattern. About 15 wide steps lead up from the plaza to the portico.

How Fast Could Financial Regulations, Treasury Programs Change Once Trump Takes Office?

Affordable housing and neighborhood investment programs are closely tied to banking and the Treasury Department. What is the incoming administration’s attitude toward some key financial regulations, and how easy would it be for them to enact changes?

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Several people in winter clothing stand outdoors on a sunny day holding signs. At center, a light-skinned woman in late middle age holds a sign that says "Safe Homes for All," written in red paint. Other people, partly visible, hold printed signs calling for rent control. Behind the protesters are hemlock trees and beyond them, partly visible, are tall buildings.
Policy

‘Renters Are Struggling’: Economists Back Tenant-Led Push for Federal Rent Control

“We have seen corporate landlords—who own a larger share of the rental market than ever before—use inflation as an excuse to hike rents and reap excess profits beyond what should be considered fair and reasonable.”

Reported Article

How Financing Barriers Keep ADUs Expensive

Most homeowners have neither the capital nor the credit to self-finance an ADU or get a loan to build one. If financing doesn’t change, ADUs will stay niche and expensive.

Reported Article

Doing Their Duty: Should Fannie, Freddie Invest More in Underserved Markets?

Fannie Mae and Freddie Mac are under a congressional mandate to improve investment in three specific kinds of housing markets—but Congress didn’t say by how much, and advocates say they could be doing far more.

Housing

What Does the Future Hold For Fannie & Freddie?

The functions of Fannie Mae and Freddie Mac — liquidity, stability, and access — remain important for the housing economy. Indeed, the two companies today are providing more than 70 percent of all the financing for housing even while under conservatorship. But their collapse into the federal government’s arms is causing a wholesale reevaluation of how best to provide those functions in the future.

Policy

New Rules for Fannie and Freddie

  Owning a home is the American Dream. But who can really buy the dream of homeownership and why? After almost 20 years of the Community Reinvestment Act and anti-redlining […]