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foreclosure and financial crisis

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One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

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Housing

Remaining Hurdles Dampen Positive Changes to the Housing Market

Over the past month, the Obama administration has achieved several Home for Good victories for homeowners and consumers.  Among them was the bold move Obama made to appoint the director […]

Housing

New York AG Sues Banks Over MERS

New York Attorney General Eric Schneiderman has sued Bank of America, Wells Fargo, and JPMorgan Chase over the banks' use of the mortgage database MERS, resulting in widespread “deceptive and […]

door key in lock
Housing

White House Announces Refi Aid

President Obama announced today a move that could allow millions of homeowners—including underwater homeowners— a chance to refinance their mortgages into lower-interest federally insured loans, saving an average borrower in […]

Housing

Attorneys General: It’s Time to Close the Deal

Last week President Obama followed up on a promise made in his State of the Union Address by creating a new working group to aggressively investigate the abuses that triggered […]

Housing

HAMP Modification to Include Principal Writedowns

The Home Affordable Modification Program will make further attempts to extend relief to struggling homeowners, the administration announced last week, by tripling the incentive for banks to conduct principal writedowns […]

Housing

Gallup: U.S. Wants Government to Help Fix the Housing Market

Even though some in the House chamber winced at the president's mention of a mortgage investigative unit during the State of the Union, a new poll released today shows that […]

Housing

Mortgage Task Force Moves Quickly as AG Settlement Resurfaces

Eleven financial institutions have been subpoenaed by a new mortgage investigative unit assembled to examine fraud related to mortgage originations and securitizations. The unit was mentioned as part of President […]

Housing

Schneiderman’s Role in Financial Crimes Unit Is Welcome News

A settlement between attorneys general, federal officials, and the nation's five largest mortgage lenders is reportedly anything but final following push back from advocacy groups and some of those attorneys […]

Housing

Too Many Bargains With Pending Foreclosure Settlement, Advocates Worry

Housing advocates and many legislators are voicing their concern with an anticipated $25 billion settlement stemming from an investigation by state attorneys general looking into deceptive lending practices. The scope […]

Housing

An Opportunity to Talk About the Foreclosure Crisis

As the Republican presidential candidates debate the moral legitimacy of venture capital strategies, and the Occupy movement continues to challenge evictions, we have an important opportunity to elevate the foreclosure […]

Housing

Waiting for Details: NJ’s Foreclosure Relief Corp.

New Jersey has roughly $300 million in a housing trust fund that is currently unused, so on first glance, a state senator's proposal to create a “Foreclosure Relief Corp.” that […]

Housing

Dear Mom, Here’s What Crashed the Economy (Part III) – And How to Fix It

Happy New Year!  And what better time to talk about my favorite ideas for getting us out of this fine mess of an economic jim jam we’re all bunched up […]