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foreclosure and financial crisis

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One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

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Housing

Debt Strikes—Mortgage and Student

I wrote on Monday about ESOP's mortgage strikers. The concept made me think of the student debt strike efforts. At first glance, those not following what's happening in higher education may […]

Housing

Mortgage Strike!

Shelterforce began as a tenants' rights newspaper, and our early years were full of accounts of rent strikes—a powerful weapon to get reluctant landlords to make repairs or otherwise improve […]

Housing

Will Your State Be Punished for Taking Foreclosures to Court?

In the near future, nearly half of the United States could experience increased mortgage fees. FHFA acting director Ed DeMarco announced a proposal to change its standard practice of treating […]

Housing

Can These Neighborhoods Be Saved? More Thoughts from Detroit

In my last post, I described the picture in what I call Detroit’s ‘middle-ground’ neighborhoods. In recent decades, those neighborhoods, mainly single family homes, have housed the city’s solid working […]

Housing

An Open Letter To The Candidates: We Need Housing Solutions

Last week, a coalition of housing, civil rights, and consumer protection groups issued an open letter to President Obama and Governor Romney asking what they would do, specifically, to address […]

Housing

Underwater America, the Battleground States, and Electoral Votes

Republican Platform: Taxpayer dollars should not be used to bail out borrowers and lenders by funding principal write-downs. Democratic Platform: Too many people still owe more on their homes than […]

Housing

Where Do the Candidates Stand on The Foreclosure Crisis?

One issue that has been conspicuously missing from all this talk about our economy is the ongoing home opportunity crisis.

Housing

The Missing Piece of the GOP’s American Dream

This week, Republican presidential nominee Mitt Romney and members of his party hammered home the point that this country needs leaders who will do what is essential to preserve the […]

Housing

Get Specific on the Homeownership Crisis

Now that the presidential tickets are set, it’s time for the candidates to get specific about problems and solutions critical to our economic recovery and future prosperity.  Along with job […]

Housing

Persistent Poverty in Rural America

Poverty rates are on the rise and more Americans are living in poverty than at any other time since the Census Bureau began measuring its occurrence. According to 2006-2010 American […]

Housing

7 Questions Candidates Need to Answer on the Housing Crisis

Aside from Romney VP pick Paul Ryan proposing to abolish Fannie Mae and Freddie Mac, any talk of fixing the ongoing housing crisis has been notably absent in 2012. This […]

Housing

Racial and Gender Diversity at the Top Is Good, But It Can’t Stop Greed

Last month Wells Fargo, the nation’s largest home mortgage lender and fourth largest bank, agreed to pay at least $175 million to redress blatant discrimination against African American and Hispanic […]