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foreclosure and financial crisis

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One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

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Housing

Cleveland Has a Foreclosure Problem?

You might have caught 60 Minutes flying over Cleveland last Sunday for a quick look at the city’s challenges stemming from rampant foreclosures and vacant properties. If you did and […]

Housing

Occupy Giving Organizers a “Shot in the Arm”

The Occupy movement took a welcome turn in the last few weeks when it began organizing around the issue of foreclosures. For a populist movement that aims to represent the […]

Housing

Dear Mom, Here’s What Crashed the Economy (Part II)

In case you missed the first post in this series, you can link to it here. You should read it. My mom says so. My goal is to answer my […]

Housing

“When Houses Become Widgets”

“What can cities do when limited-liability entities start buying up distressed properties as investments and then ignore basic maintenance?” asks Stephen Clowney, an assistant law professor at the University of […]

Housing

Dear Mom, Here’s What Crashed the Economy (Part I)

My mom rocks. She’s the most big-hearted, intellectually curious, bright-eyed and good-looking mom in the world. Now, she and Pop came for a visit a few weeks back and Mom […]

Housing

DeMarco Blocks Home Recovery, California Attorney General Harris Gets It Right

California Attorney General Kamala Harris recently subpoenaed Fannie Mae and Freddie Mac for information on their foreclosure proceedings in her state. While it is too early to say what will […]

Housing

Garrett Bill Encouraging Private Investment in MBS Deserves Attention

Today, Representative Scott Garrett, R-N.J., chair of the Financial Services Subcommittee on Capital Markets and Government-Sponsored Enterprises, introduced the Private Mortgage Market Investment Act, which aims to encourage private capital […]

The Road Less Traveled: Funding a Land Trust with NSP

In Delaware, a partnership with Diamond State CLT let Kent County leverage NSP money it wasn’t originally sure it had the capacity to use at all into permanently affordable housing.

Housing

The Rosa Parks of a New Economic Justice Movement?

The protesters challenging the big banks and the super-rich won a dramatic victory in Los Angeles on Thursday, as I describe below. OneWest Bank, the biggest bank based in Southern […]

Housing

Speculators, Not CRA, Leading to Black Area Foreclosures

Foreclosures continue to decimate communities around the nation, with black neighborhoods being the hardest hit. Some pundits and politicians point to federal policies that encouraged homeownership in low- and moderate-income […]

Housing

Creating a Level Playing Field in the Foreclosure Process

Congressional action is hard these days. Last year, Congress came close, but failed, to passing significant reforms to bankruptcy rules that would have allowed judges to treat primary residence mortgages […]

Housing

New York State Gets on the Land Bank Train

Three years ago, New York state passed land banking legislation, but it went down to veto by Gov. David Paterson, who said he supported land banks, but argued that the […]