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financial reform

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Why the Community Reinvestment Act Must Be Expanded Broadly Throughout the Financial Industry

The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.

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Financial System

Beware the Scammers

This weekend I encountered a representative of an energy service company on my porch. He was flashing a badge at me and telling me that because I hadn't responded to […]

Financial System

5 Reasons Why Housing Finance Reform Can’t Wait

[Ed note: Last Thursday the Johnson Crapo housing finance reform bill was voted out of the Senate banking committee, 13-9, which was not enough to force a vote on the […]

Financial System

‘Ohana-Based Approach to Incentivized Youth Savings

How can we measure the impact of incentivized youth savings beyond just financial impacts? Hawai‘i Island ‘ohana participating in the Kids’ Saving Initiative This was one of the many questions […]

Financial System

Watch These Panelists Explain What’s Missing in the GSE Reform Debate

The National Community Reinvestment Coalition last week brought together a panel of experts to discuss the future of housing finance within an uncertain future for Fannie Mae and Freddie Mac. […]

Financial System

If Banks Aren’t Serving the Poor, Who Is?

Over the past few months I’ve written short pieces on my work as a teller at a check cashing store in the South Bronx in Public Books, The Atlantic, and […]

Financial System

Got Something to Say? We’re Listening

In my experience with both the nonprofit and corporate worlds, I have seen how the most effective leaders pay close attention to what their key stakeholders—customers, clients, employees and investors—have […]

Financial System

Shelterforce Asks: Should Rep. Watt Take the Helm of the FHFA?

As Senate Democrats and Republicans gear up to battle over President Obama's nomination of Rep. Mel Watts (D-N.C.) to replace Ed DeMarco as director of the Federal Housing Finance Agency, […]

Financial System

Achieving Reinvestment: NCRC’s 2013 Award Winners

The National Community Reinvestment Coalition presented its 2013 National Achievement Awards to leaders in expanding fair access to financial services. NCRC is an association of more than 600 community-based organizations […]

Financial System

Invest in Consumers, Bolster Your Bottom Line

The more financial coaching people receive, the more financially resilient they’ll become. That’s what a recent study conducted by NeighborWorks® America affirms. In fact, NeighborWorks found that borrowers who enrolled […]

Financial System

Deflating a GOP Double Standard

After the sequester cut teaching jobs, Head Start spots, senior food programs, and access to nutrition assistance for over half a million women and their families, the GOP revealed its […]

Financial System

Getting the Mortgage Market Back on Track

Of all the things government can and should do about housing, creating a strong, responsive mortgage market may be more important for the future of American families, neighborhoods and cities […]

Financial System

Is the Mortgage Interest Deduction Vulnerable?

Shelterforce and the National Housing Institute have been outspoken about the need to change the mortgage interest deduction — the country’s largest housing subsidy, which accrues primarily to wealthy households […]