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financial products
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Wealth Building Won’t Work While Wealth Extraction Continues
Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.
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Who Is Still Unbanked, And What Can We Do About it?
Seven percent of U.S. households, a group roughly the size of the population of Australia, were “unbanked” in 2015, meaning they have neither a checking nor savings account. This is the lowest unbanked rate recorded since the survey first launched in 2009
How Does Mobile Banking Affect the Unbanked?
The absence of bank branches and the proliferation of high-priced alternative lenders in the region only underscore the importance of access to affordable financial services.
Why Financial Education Should Get Political
Financial curricula for low-income households often focus on personal choices about budgeting and saving, but if they don’t also address systemic problems, exploitation, and discrimination, they aren’t speaking to their audience’s reality.