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community lending

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View from the back of a businesswoman looking in apparent bewilderment at an imaginary flow chart on the wall in front of her. She has long straight blonde hair and is dressed in dark business attire; one hand is on top of her head, the other on her hip. The flow chart bubbles are empty.

Defining Community Development in Order to Fund It

June 14, 2024 | Angely Mercado

What is a community development corporation? A few state and local governments have created formal definitions or guidelines to help target special tax credit funding to the field.

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View from the street of a bank built in 1917. From the photographer: The building features a red brick exterior with terra cotta trim, decorative panels with Sullivanesque detailing, Sullivanesque trim, a decorative mosaic in the tympanum below the arch above the front entrance with the word “Thrift” in gold lettering in the middle of an expanse of blue tile and decorative white, cream, green, purple, red, and orange tile accents, decorative metal lettering on the facade above the arch displaying the words “The People’s Federal Savings & Loan Assn." ... Gargoyles above the pilasters framing the front entrance, fixed glass windows at the corners, brass double doors.
Practitioner Voice

How the New CRA Rule Will Help, and Where It Falls Short

February 1, 2024 | Kevin Hill

The assessments that evaluate a bank’s lending practices have improved, but there are several missed opportunities for reform. For one, the new rules won’t incorporate a racial analysis into lending examinations.

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Policy

CDFIs Stepped Up During the Shutdown

January 31, 2019 | Miriam Axel-Lute

CDFIs across the country were trying to do what they could to ease the effects of the recent government shutdown. Here is just a partial list.