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A large government building with ionic columns across the front portico. Above the columns is incised "The Treasury Department." In the plaza in front of the building is a statue of Albert Gallatin, an early Treasury secretary. The floor of the plaza is laid in a checkerboard pattern. About 15 wide steps lead up from the plaza to the portico.
Reported Article

How Fast Could Financial Regulations, Treasury Programs Change Once Trump Takes Office?

Affordable housing and neighborhood investment programs are closely tied to banking and the Treasury Department. What is the incoming administration’s attitude toward some key financial regulations, and how easy would it be for them to enact changes?

Housing

Shelterforce’s Top 10 Stories of 2024

Our original reporting about dangerous proposals, property insurance woes, and other threats to affordable housing (and what we can do about them) were some of our most-read stories of the year.

Federal Policy

The Greenhouse Gas Reduction Fund, a Shelterforce Webinar

What is the Greenhouse Gas Reduction Fund and how will it benefit affordable housing residents and community development organizations?

A rain-soaked street is littered with fallen foliage. A man is walking away from the camera.
Opinion

How Can We Reform Property Insurance to Adapt to Climate Change?

Climate change is fueling more frequent and extreme disasters, and insurance companies are responding by dropping communities and raising premiums. Here’s what an equitable, reformed property insurance model would look like.

Interior of a room on the first floor of a house under construction, showing unpainted gypsum walls, unfinished electrical outlets, and raw wood floors. Through the windows can be seen bare trees and a bit of driveway. Off to the left of the room is another room, with a pile of lumber visible through the door.
Opinion

The Government-Sponsored Enterprise that Turned Away from Its Housing Mission

In recent decades, the Federal Home Loan Bank system has strayed from its original purpose—lending to support housing. We want to change that.

The upper part of the Supreme Court building in Washington, seen from the ground and showing only the tops of the columns and the frieze at the peak. Seen against a blue sky with small cumulus clouds.
Opinion

SCOTUS Hamstrings Federal Agencies, a Blow to Housing and Health Equity

The Supreme Court has overturned the legal precedent Chevron deference. Without the authority to interpret ambiguities in regulations, the critical work of HHS and HUD could suffer.

A wooden house frame showing the peaked roof. Photo taken from ground level so the framework is against a bright blue sky.
Reported Article

Where the Harris, Trump Campaigns Stand on Housing

Here’s how each candidate has responded to (or ignored) five key housing issues: low supply, accessible homeownership, tenant protections, rent control, and homelessness.

In focus in foreground is a tower of small blocks atop which is a tiny model of a white house with gray pitched roof. Behind the house is a white man in a business suit, out of focus except for his hand, which is holding one of the blocks supporting the house, as if to pull it away.
Reported Article

How Project 2025 Would Dismantle HUD

The Heritage Foundation’s “conservative playbook” isn’t new, but critics say the latest version’s policies and platforms are more discriminatory and dangerous than in the past.

A young family of three seen from the back as they look at a house. From right: A light brown-skinned man with shaved head and chin whiskers in a blue chambray shirt and khakis points to the house, at something out of frame. His other arm is around a black-haired woman in a narrow-striped button-up white shirt over blue jeans. One of her arms is around the man's waist; with the other she holds a small dark-haired child in a pale blue top and black leggings and no shoes. The house is white with brown window trim, and a sold sign in one window.
Opinion

Targeting First-Generation Homebuyers Is a Great Way to Direct Downpayment Assistance—And It Could Be Better

The proposed program could shrink the racial homeownership gap while serving a wide cross-section of people. But it only addresses some of the results of past discrimination.

Stock image of small gray house, perhaps a dollhouse, with peaked roof and white shutters, surrounded by stacks of pennies, nickels, and quarters. Some of the coin stacks are higher than the house, others have collapsed into piles in front of the house.
Reported Article

Blockbusting the Big Boys: Bill Would Ban Hedge Funds from Owning Single-Family Homes

The End Hedge Fund Control of American Homes Act is an ambitious attempt to keep private equity’s influence out of single-family homes. If passed, the bill will need ownership transparency to be effective.

LIHTC

LIHTC: Are Little Changes Enough? A Shelterforce Webinar

There are reforms and expansions of Low-Income Housing Tax Credit afoot. But some in the field argue that we need to change the tax credit model of financing housing more deeply—or move away from it entirely. Join scholars and organizers as they discuss these issues and explore a path forward.

Reported Article

VA’s Work to End Veteran Homelessness Is a Nationwide Model. Can It Translate for Civilians?

The VA’s program doesn’t completely meet the needs of all unhoused veterans, but it’s close. That stands in stark relief to the non-veteran population.