The rules of the game—and the attitudes of the players—have an enormous effect on community development work at all levels. Here we look at some of the conversations about how to shift that policy for the better.
The federal government's Home Affordable Modification Program has a lot of mass appeal. But banks have been slow to act and HAMP was never intended to be the sole solution to the foreclosure crisis. HAMP needs backup.
Shelterforce got a chance to speak with Secretary Julian Castro about some of the current ways in which he’s working to make HUD a force for good in people’s lives, and what steps there are left to be taken.
Everybody hates public housing, except the low-income people who live there and the people on the long waiting lists to get in. After years of neglect, the Obama administration wants to save public housing for future generations. Let's let them.
For decades, the United States government, pushed by its business partners in the financial and real estate world, "marched the nation into a delusion." The fantasy is that we can create wealth for millions of homeowners by enriching investors, brokerage and mortgage companies and Wall Street bankers "to the fullest extent possible with few boundaries."
If we built enough housing, we would still need subsidized housing for many people, but market prices would be low enough that most people could afford them. But we’ve chosen not to. And the reason we give for that choice, more than any other, is that we are trying to preserve or improve the character of our communities.