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Close view of reproduction of the 5th Amendment with U.S. Constitution behind it. Low angled light shows the texture of paper. Text of amendment that is visible reads "to answer for a capital, or otherwise infamous crime,/(next line) except in cases arising in the." The document in the background shows only the preamble and "Article I."

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Organizing

It’s Time to Talk about Cops

I don't need to revisit the hundreds of police killings around this country over the past few years (not to mention the dozens of recorded encounters) to know that we […]

A sign for payday loans is seen on a window, with a illustration of a man in a suit holder cash in his arms. The sign also reads "Fast friendly service. $50 to $500."
Organizing

Getting New Jersey to Divest from Payday Lending

NJ Citizen Action says having a state pension fund invested, even indirectly, in a form of lending illegal in the state cannot stand.

Opinion

The Romance and Reality of the New Financial Technology (Fintech) Companies

Technology is enticing. It’s fun. It can make life easier. With a click of a button, consumers can purchase items instantaneously and have them delivered within hours to their doorstep. […]

Organizing

To Reduce Recidivism Rates, Turn to Housing Policy

A couple months ago here on Rooflines, I wrote about the value of addressing housing challenges that many former prisoners face upon release. Back then, it seemed that Congress might […]

Organizing

Out of Reach 2016: Much More than Bad News

“A worker earning the federal minimum wage of $7.25 per hour would need to work 2.8 full time jobs, or approximately 112 hours per week for all 52 weeks of […]

Organizing

Imagine if Banks Had a Rating Showing Compliance with Consumer Law?

When consumers shop for new cars or other major products, they often like to consult with Consumer Reports or some other resource that rates companies selling the products. Imagine if […]

Organizing

Advocates: Let’s Get These Details Right From the Beginning

Advocates must insist that state guidelines not use exclusionary practices to deny people of color this housing opportunity, nor create housing that reinforces racial and ethnic segregation.

Organizing

Jane Jacobs: Defender of Cities and their People

On April 10, 1968, New York state officials scheduled a public hearing to discuss their plans for an expressway that would have sliced across Lower Manhattan and displaced hundreds of […]

Organizing

Out of Homelessness, A Mom Turns Advocate

Jenean F. and her husband worked hard to achieve the increasingly elusive American Dream. She was a stay at home mom and he worked as a salesman in the auto […]

Organizing

CRA on a State Level Makes Sense

When practitioners in the affordable housing and community development field think about the Community Reinvestment Act (CRA), they think about the federal CRA, and for good reason; the federal CRA […]

Organizing

Energy Efficiency: Vital to the Budgets of Low-Income Households

Electricity and water are indispensable for day to day living, and low income households pay a disproportionate share of their income for these necessary utilities—up to 25 percent of their […]

Organizing

Fracking Waste and Drinking Water, A Toxic Combo

Environmentalists have succeeded in making fracking, renewable energy, safe water, and climate change part of the presidential campaign. Hillary Clinton and Bernie Sanders are doubling down on who is more […]