Financial System

Regardless of income level, a family that is just getting by is locked in a state of stress and vulnerability.

What is productive agricultural land and clean water worth? What are strong communal relationships worth? What is a clear connection to heritage, to culture, to past, to future, and self, worth?

What happens to families who are financially vulnerable and rely upon free financial counseling and coaching services to get out of debt or repair their credit score?

The audacious and callous decisions leading to the tragedy in Flint, Michigan are cruel and beyond comprehension. What is needed is an all-out effort by all sectors of society–not only […]

Today’s economic climate offers little hope to many struggling families. Family incomes still lag in comparison, for example, to rising housing costs in many markets.

The difference in aggregate home value between blacks and whites in the American South has remained startlingly steady through periods of dramatic social change.

Community organizations are generally aware that when a bank wants to acquire another bank, it must submit a merger application to a federal agency. But many community organizations may not […]

Comparative income quintiles don’t tell us very much about the material conditions of people’s lives. When someone rises into the top fifth, someone else falls into the bottom fifth.

How the nonprofit Focus: HOPE is helping to bring manufacturing jobs back to Detroit, and the Detroiters who need them.

Want to be that one person who bootstraps themselves out of poverty and makes it, against all odds? Not if Facebook has anything to do with it. Now, we already […]

To support older adults to safely age in community, we need to consider what they need out of banking—and what they need to be protected from.

Veterans tend to have many job skills—but translating that into civilian employment is often harder than it should be.