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Lillian M. Ortiz

22 Posts

Lillian M. Ortiz is the managing editor of Shelterforce.
This Opa-locka, Florida resident had his loan request approved based on his character and not his credit score.
Reported Article

When a Person’s Character Trumps Their Credit Score

Some CDFIs approve loans based on a person’s character instead of their credit score. But they only recommend
doing so when you know the applicant.

Dr. Kelly Kelleher and the Rev. John Edgar walk down a street in Columbus, Ohio.
Interview

How a Risk-Averse Hospital and a Risk-Taking CDC Built a Functional Partnership

Shelterforce recently spoke with Angela Mingo of Nationwide Children’s Hospital and the Rev. John Edgar of Community Development for All People to learn more about their health/housing partnership and how it came to be.

A black and white photo of a dozen or so residents of a multifamily building standing outside with a "Save Chinatown Housing" sign.
Reported Article

Will Limited-Equity Cooperatives Make a Comeback?

Federal programs and cultural attitudes that helped launch a majority of the large limited-equity co-ops across the nation are long gone, but at a smaller scale, this model of resident-controlled, long-term affordable housing may be experiencing new interest.

Residents of four historically African-American neighborhoods hold up a sign that reads "This Land is Our Land! #TentCityATL"
Reported Article

A Community Benefits Proposal Is Ignored. Is Displacement Far Behind?

Residents of four historically African-American neighborhoods in Atlanta are in the midst of an occupation of Turner Field—the former home of the Atlanta Braves.

Reported Article

Urban Institute Report Highlights Health and Housing Links

There have been many studies, reports, and articles throughout the years that highlight the correlation between a person’s housing and their health. (We even had an entire issue dedicated to this […]

Reported Article

Exploring Foreclosure Through Art

In Minneapolis and Boston, artists help explore the losses (and gains) of foreclosure with work that supports advocacy and community building.

Reported Article

Using Business as a Force For Good

B Corps are for-profit businesses that focus strongly on their social and environmental impact. The movement has grown to 1,800-plus worldwide and now cities, economic authorities, and activists are trying to attract more of these mission-driven and worker-friendly companies to help spur economic growth.

A woman and man stand together smiling in front of their new home in North Carolina. They received a loan not based on credit scores, but on character.
Reported Article

Challenging the Almighty Credit Score

A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?

Reported Article

Need Capital For Your Creative Placemaking Project? There’s a Loan for That

New Jersey communities are teeming with creativity. From as far south as Cape May, up to the north where you can find municipalities like Newark and Morristown, art has been […]

Reported Article

Leveling the Playing Field for Tenants Facing Eviction

New York City renters who face eviction could get a little more help on their side if a proposed initiative is given the green light. Two years after the introduction […]