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foreclosure and financial crisis

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One man holds a microphone and raises his other hand while speaking outside, and behind him, a person holds a white and black sign.

Organized Tenants Are Baaaaack

After a lull in the 1990s, the tenants rights movement reemerged and has only gained strength. What caused the resurgence and what do tenants’ prospects look like?

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Community Development Field

A Balance of Discipline and Flexibility Is Key To CDC Efficacy

We must define the community development field in terms of impact and organizational structure and look at CDCs as facilitators of development, not just developers.

Housing

Homeowner, Meet Your Lender

The reconciliation that takes place Thursday mornings at Philadelphia City Hall is not some attempt to further prove that Philadelphia is the City of Brotherly Love, it’s part of a […]

Housing

“An Antiforeclosure Plan That Works”

Dean Baker, co-director for the Washington, DC-based Center for Economic and Policy Research will present his case in the Winter 2009 issue of Shelterforce for a homeowner’s right to rent […]

Review

Occupied Owner

For decades, the United States government, pushed by its business partners in the financial and real estate world, “marched the nation into a delusion.” The fantasy is that we can create wealth for millions of homeowners by enriching investors, brokerage and mortgage companies and Wall Street bankers “to the fullest extent possible with few boundaries.”

Housing

The Right To Rent

Fannie Mae this week announced its Deed for Lease Program that effectively allows qualifying homeowners with Fannie Mae mortgages facing foreclosure the opportunity to rent their home at market rate […]

Housing

Habitat Gets Into Marin

Just three years ago, Marin county residents were busy raising money for a legal fight to stop Habitat for Humanity from building four homes affordable to families making under $56,000/year, […]

Housing

It’s Bankers Versus Realtors in Arizona: What About Communities?

In Arizona, the ever-shifting attempt to assign or avoid the pain of the foreclosure crisis has gone to court. Arizona’s laws had previously said that lenders had no recourse if […]

Housing

Another Tired Argument Against ACORN

It’s not news in the most literal sense (you know, revelatory, fresh, etc.), but AP reports this week that conservatives are, once again, tacking even further into misguided waters, attacking […]

Housing

Foreclosure Mitigation Plans Need Work and Need Work Now

The Congressional Oversight Panel assembled a year ago when TARP was enacted in order to review the regulatory system and financial markets offered a sobering analysis last week on the […]

Housing

We All Need to Join In The President’s Fight To Overhaul The Financial Industry

On Monday, as I entered Federal Hall on Wall Street to hear President Barack Obama’s speech, a huge crowd gathered outside the building hoping for a glimpse of the president […]

Housing

In Making Home Affordable, Banks that Helped Create the Foreclosure Crisis Continue to Profit

In February, the Obama administration launched the Home Affordable Modification Program, an ambitious program that will use up to $75 billion dollars to prevent up to four million homeowners from […]

Housing

NHC-led Task Force Eyes the Future of the Housing Finance System

A task force led by the National Housing Conference this week released a set of “Ten Key Principles” for repairing the U.S. mortgage market and addressing soaring foreclosures. The task […]