Explainers

Housing and community development can be complex, and no one is an expert on every corner of it. Even the experts sometimes have trouble breaking down what they know for others. Shelterforce explainers will help you introduce yourself to new topics, and explain key points and frequently asked questions to others. Have a topic you’d like covered in an explainer? Send it to [email protected].

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A painting, mostly in shades of blue, showing a group of people of all ages, genders, and races, building a shelter together in a wooded area. The sky is stormy and dark, and it is raining out, but light shines down on the shelter being built, illuminating the people around and inside of it. A figure covering their head with a blue denim jacket approaches in the foreground. A figure stepping out of the shelter waves to them in greeting.

Series Guide: Shelter in a Federal Storm

Start here to navigate our series on state and local strategies that are being deployed at a time when federal action is largely blocked.

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The Answer

Q: Do Economic Development Incentives Support Small Businesses?

A. Not very much. Despite the claims of many states, when you look at the numbers, the vast majority of taxpayer dollars directed to economic development go to big corporations.

The Answer

Q: Why Don’t Low-income Families Save?

A. Actually they do! However, they tend to be saving for the short term, rather than the long term.

The Answer

Q: What’s the difference between community economic development and traditional economic development ?

A: A lot! In fact, they are so different that the Democracy Collaborative, which made the chart below, has coined the term “community wealth building” to set apart the truly community-oriented practitioners of economic development.

Four charts and graphs illustrate how foreclosure rates are still higher than they were pre-crisis, and how recovery is slower in some neighborhoods. Image links to pdf version.
The Answer

Q: Isn’t the Foreclosure Crisis Over?

A: Not for everyone. Even after significant recovery, most of the country still has record high levels of . . .

A simple drawing of a balanced scale has a blue house labeled "before inclusionary requirements" on one side and a red house labeled "after inclusionary requirements" on the other side. Text above reads Do inclusionary housing requirements make housing prices go up for everyone else? No! followed by discussion. Image links to pdf version.
The Answer

Q: Do inclusionary housing requirements make housing prices go up for everyone else?

A: No, they do not. Market-rate developers are business people. They charge as much as the market will bear. When housing prices go up . . .

One pager begins with Q: Do Immigrants “Take Our Jobs”? A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Then it provides references to studies showing economic benefits to immigration. Image links to a pdf version.
The Answer

Q: Do Immigrants “Take Our Jobs”?

A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Here are the facts:

One-pager starts with Do inclusionary zoning requirements halt development? No! After a paragraph citing the research, there is an image of people back-lit on construction scaffolding, surrounded by quotes from public officials about how inclusionary measures have been good for their housing market. Image links to pdf version.
The Answer

Q: Do Inclusionary Zoning Requirements Halt Development?

A: No! Research shows that hasn’t been the case. And here’s what local officials in places that have implemented it had to say . . .

One-pager reads Do Section 8 voucher holders increase crime in a neighborhood? No! Shows two graphs illustrating the point. Image links to pdf version.
The Answer

Q: Do Section 8 Voucher Holders Increase Crime in a Neighborhood?

A: No! This is a perennial fear, but research shows that additional voucher holders don’t change the crime rate at all. However it does show that . . .

One-pager showing differences between municipal land banks and community land trusts. Image links to pdf version.
The Answer

Q: Is a Land Bank the Same as a Land Trust?

A: Nope. They are totally different, though complementary tools. This chart will walk you through the differences.

One-pager shows a repeating image of a manufactured home down the center, with myths on the left about why they are bad, and facts on the right. Image links to pdf version.
The Answer

Q: Are Manufactured Homes a Bad Form of Affordable Housing?

A: Not any more! There are many myths out there about manufactured (or “mobile”) homes, but in fact they can be a very important source of quality affordable housing…

A four-person family stands in a maze leading to a house. Around the maze are various answers to the question "Why doesn't the market produce enough affordable housing?" Image links to a pdf version.
The Answer

Q: Why doesn’t the market produce enough affordable housing where people want it?

A: The market is supposed to meet demand, but the importance of location, location, location, plus other factors, keep this from working for affordable housing.

One-pager starts with "Does affordable housing lower property values? No!" Image shows 56 green document icons, 5 striped, and 1 gray to represent research that found positive, mixed, or negative effects and a map of the United States with dots to represent where those studies took place. Includes citations. Image links to pdf version.
The Answer

Q: Does Affordable Housing Development Lower Nearby Property Values?

A. No. No. No. Are 56 studies enough no for you?