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Financial System
“Income is how you get out of poverty; assets are how you stay out.” How do we build policies, programs, and products that reduce systematic inequality and advance financial security for all?
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When the Feds Step Back on Fair Housing, Can States Step Up?
It's not new for states and localities to have their own fair housing and community reinvestment measures—but as the federal government backs away from enforcement, their versions may become more important.
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Community Reinvestment Act (CRA) and HMDA: Tools for Reinvestment, by Chris Bohner
For the last twenty years, community activists across the country have organized residents to fight banks and thrifts that “redline”: i.e., refuse to provide credit and services to low-income and […]
Coalition of Lenders and Investors Help Create the Community Development Financial Institution Act of 1994
When more than 500 hundred people met for the Community Development Financial Institution (CDFI) Training Institute in Durham, NC, in late January, 1994, participants called this first official gathering […]