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Financial System
“Income is how you get out of poverty; assets are how you stay out.” How do we build policies, programs, and products that reduce systematic inequality and advance financial security for all?
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When the Feds Step Back on Fair Housing, Can States Step Up?
It's not new for states and localities to have their own fair housing and community reinvestment measures—but as the federal government backs away from enforcement, their versions may become more important.
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Income Is How You Get Out of Poverty, Assets Are How You Stay Out
In our work to build communities of opportunity where low-income people and people of color can thrive, we must acknowledge that income is how you get out of poverty, assets are how you stay out.
Lifting the Fog on Section 3
When it’s more appealing to circumvent the law requiring that jobs in public housing construction go to qualified residents than to follow it, something needs to change.
Interview With Tom Szaky, Founder, Terracycle
We spoke with Tom Szaky, TerraCycle’s founder and CEO, about social enterprise, locating in a distressed community, and what he as an employer would want out of workforce development programs.
Keeping Justice in Mind as We Talk Asset-Building
I attended my first ever Assets Learning Conference, put on by CFED last week, and I have to say it was mighty impressive. And I was particularly pleased to see that economic justice and things like reforming the tax code to be less regressive and reward savings by low- and middle-income Americans, rather than mostly […]
Beware the Scammers
This weekend I encountered a representative of an energy service company on my porch. He was flashing a badge at me and telling me that because I hadn't responded to […]
5 Reasons Why Housing Finance Reform Can’t Wait
[Ed note: Last Thursday the Johnson Crapo housing finance reform bill was voted out of the Senate banking committee, 13-9, which was not enough to force a vote on the […]
‘Ohana-Based Approach to Incentivized Youth Savings
How can we measure the impact of incentivized youth savings beyond just financial impacts? Hawai‘i Island ‘ohana participating in the Kids’ Saving Initiative This was one of the many questions […]
When The Tired, Poor, Huddled Masses Fought Back
Financial Justice is the untold story of how a diverse group of progressive organizations took on the powerful financial lobby, pushed Congress to create a strong new consumer protection agency and against the odds, won.
The Role of Government in Impact Investing
Impact investing may seem like a market-based concept, but government can and does support, enable, and participate in it many ways.
Connecting CDFIs and Impact Investors
It should be a natural fit; what’s in the way?
Seed Capital for Some Capital Seeds
High Mowing Seeds, an organic seed company, grew out of what is known today as “slow money,” or patient capital. The founder, Tom Stearns, started his business with a line […]
Watch These Panelists Explain What’s Missing in the GSE Reform Debate
The National Community Reinvestment Coalition last week brought together a panel of experts to discuss the future of housing finance within an uncertain future for Fannie Mae and Freddie Mac. […]