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Kris Adhikari

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Kris Adhikari has about 10 years of experience as a housing development and real estate finance professional, having directly raised more than $150 million to build over 250 new homes. He has an MPA from NYU Wagner, with a focus on Social Impact, Investment, and Innovation, and a BA with Honors in Urban Studies from UC Berkeley.
A small white house made out of paper sits atop a pile of silver coins.
Housing

Affordable Housing Financing Is Overpriced, But It Doesn’t Have to Be

June 30, 2026 | Kris Adhikari

Affordable housing construction finance reflects market norms, but its track record shows it’s far less risky than conventional market-rate housing loans. While lower default rates should lead to lower interest rates, they currently do not.