Next Target: Insurance Redlining
Bank reform offers a chance to address an under-the-radar form of redlining with the same sort of data disclosure HMDA requires about mortgage lending.
Are You An Advocate?
“Isn’t it true, Dr. Squires, that you are an advocate?” As an occasional expert for plaintiffs in fair housing lawsuits this is a question I almost always get during depositions. […]
Scapegoating Blacks for the Economic Crisis
A simple, yet likely powerful, explanation has now been offered for the subprime mortgage-lending and foreclosure problems that have fed the nation’s gravest economic crisis since the Depression. Its simplicity […]
A Fair Housing Agenda for 2008 and Beyond
With more than 3.7 million instances of housing discrimination occurring annually and segregation remaining a central feature of the nation’s housing markets, fair housing remains the critical unfinished agenda of […]
Abolishing HUD, Simplistic Solution to Complex Problems
A call to eliminate HUD will easily attract many right-wing politicos, and apparently others as well — and it is appealing. That said, while all of us can point to […]
Race and Class: Katrina vs. Iowa
Concentrated poverty and hypersegregation generate wide-ranging costs in almost every major U.S. city, particularly for less favored populations. New Orleans clearly fits this description. Cedar Rapids less so. The problems […]
Predatory Lending: Redlining in Reverse
The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. Take the case of Florence McKnight, an 84-year-old Rochester widow who, […]
Insurance Redlining: Still Fact, Not Fiction
Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.