David Cramer

David Cramer is an affordable housing consultant in Baltimore. Robert O. Zdenek is executive director of the Alliance for Healthy Homes and vice president of NHI’s board. They both served as the consultants in the OTRCH merger process.

Why Merge?

Since its inception in the late 1960s, the community development corporation (CDC) industry has grown dramatically, totalling 4,600 CDCs in 2005, according to a...

A Merger of Equals

The merger of Over-the-Rhine Housing Network and ReSTOC created a transformative opportunity for these two Cincinnati institutions and their neighborhood.