Policy

Commission Says End Fannie and Freddie, Make a Public Guarantor

The Bipartisan Policy Center's Housing Commission released its report, Housing America's Future, on housing policy this morning. The 21-member commission, which worked on the report for 16 months, was cochaired […]

The Bipartisan Policy Center's Housing Commission released its report, Housing America's Future, on housing policy this morning.

The 21-member commission, which worked on the report for 16 months, was cochaired by two former HUD secrataries, Mel Martinez and Henry Cisneros, and two former senators, Kit Bond and George Mitchell. Its recommendations include winding down Fannie Mae and Freddie Mac, and limiting federal government involvement in mortgages to a “Public Guarantor” more on the Ginnie Mae model, and a scaled-back FHA. 

What do you think of the recommendations? How likely are they to be implemented?

  • Close-up partial view of white male judge in black legal robe at a wooden table holding papers. In front, in focus, is a wooden gavel.

    Blocked, Restored, Blocked Again—Housing Funds Are in Legal Limbo

    May 6, 2025

    Since Trump took office, the administration has blocked multiple affordable housing funding streams. Here's a look at which funds have been frozen, which have been reinstated, and which are in the courts.

  • The portico of the White House overlooking the South Lawn. An imposing building with columns marking a two-story portico and a balcony on the second floor. Angled staircases on either side lead up to the first floor. On the lawn, trees in leaf frame the portico on either side. The photo has an eerie red tint.

    Trump’s First 100 Days: What’s Happened with Housing?

    April 30, 2025

    We've compiled a roundup of the major housing and community development–related actions and changes we’ve seen so far in Trump's second term.

  • Inside a framed peaked-roof house, four people are working. One is laying two-by-fours on the floor to frame a wall; one is using a table saw, and two are standing at the far wall looking at something out of camera view. Out the large doorway (which has no door yet) can be seen a house across the street, and piles of lumber.

    Is DOGE Coming After NeighborWorks?

    April 23, 2025

    Though it hasn't taken any action yet, DOGE has officially assigned a team to NeighborWorks America. The congressionally chartered nonprofit provides resources and training to a network of hundreds of local organizations that develop affordable housing and support homeowners and communities.