Tag: racial wealth gap
Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.
How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?
Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?
Four leaders in the field discuss strategic approaches to closing the racial wealth gap.
Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.
Programs that help households of color buy homes haven't made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.
A new video game aims to educate players on the various housing barriers facing Black Americans through history. How well does it do that?
Dorothy A. Brown’s The Whiteness of Wealth breaks down the deleterious effect our tax code has had on Black lives. Crown, 2021, 288 pp., $27 (hardcover); $17 (softcover).
Property tax relief programs can be essential for helping older and lower-income homeowners keep their homes. But access to them isn’t universal, or equitable.
Homes owned by people of color are appraised for less than identical homes owned by white families. Nationwide, that’s led to more than $150 billion in lost equity. How can we stop appraisal bias?
The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.
What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?
Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.
Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.
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