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Limited equity cooperative

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Q: What Are the Three Major Types of Community- or Resident-Controlled Housing and How Do they Work? Brief descriptions of cooperative, community land trust, and mutual housing association with clip art illustrations. Image links to PDF version.

Q: What Are the Three Major Types of Community- or Resident-Controlled Housing and How Do They Work?

There's a lot of momentum toward resident-controlled housing. Do you know the three major forms it takes?

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Housing

Giving Tenants the First Opportunity to Purchase Their Homes

Versions of a law known as the Tenant Opportunity to Purchase Act are being proposed across the country—in places like New York, Massachusetts and California. Could giving tenants a first right of purchase further protect renters?

sign defining "gentrification"
Community Development Field

It Doesn’t Matter if Your Neighborhood Is Going to Eventually Gentrify

“We could use some gentrification here.” Let’s never say this—we must refrain from debating the long-term likelihood of gentrification in distressed places.

Community Development Field

Investment Without Displacement: From Slogan to Strategy

How investments can be leveraged to ensure residents get to stay in their communities and reap the benefits of new amenities and increased accessibility.

Housing

Homeless Vets Given Keys to a New Home and Life

The Gordon H. Mansfield Veterans Community in Agawam, Massachusetts, offers housing for homeless veterans, along with access to various other supportive services.

Mesa 5 cooperative members explain how the housing complex’s services and maintenance work.
Housing

Solutions to an Unjust Housing System

Four scalable land and housing models can provide justice, and homes, for our communities. But we need support to protect them from market pressure.

A view of a community in Oregon, with an American flag framing the left hand side. Lots of trees in the area.
Housing

The State of Permanent Affordability

In the face of accelerating gentrification, along with ongoing speculation and eviction, the idea of putting a substantial number of homes outside of the reach of the speculative market has been gaining momentum across the country.

A home at the Dos Pinos Housing Cooperative, the only limited-equity housing co-op in Davis, California.
Housing

A Low-Cost Ownership Oasis in a Desert of Apartment Unaffordability

When this limited-equity cooperative in California began more than 30 years ago, it wasn’t the most affordable place to live. But now the co-op’s monthly costs are 50 percent lower than the average market-rate apartment.

A group of residents stand outside of the Oak Hill Meeting House holding a sign that reads "We Own It." They are clapping and cheering.
Community Development Field

The State of Shared-Equity Homeownership

Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

Community Control

Co-ops: Resistance to Living in the Land of the Lord

For Section 8 recipients, a step toward economic mobility (and community control) can be limited-equity cooperatives. A Section 8 voucher can be used to pay some of the monthly carrying costs of a co-op unit.

Members of a limited-equity housing cooperative in D.C. gather on the front steps in the late 1980s/early 1990s.
Community Control

Creating the Commons

The commons can be understood as a set of resources that have been de-commodified: that is, these are resources that are used to directly support life, rather than to extract a profit through sale on the market.

A black and white photo of a dozen or so residents of a multifamily building standing outside with a "Save Chinatown Housing" sign.
Housing

Will Limited-Equity Cooperatives Make a Comeback?

Federal programs and cultural attitudes that helped launch a majority of the large limited-equity co-ops across the nation are long gone, but at a smaller scale, this model of resident-controlled, long-term affordable housing may be experiencing new interest.

Research

Shared Equity Homeownership

This breakthrough study on shared equity homeownership—limited equity co-ops, community land trusts, and inclusionary units—examines the benefits of these models within a sectoral framework to redefine the housing ladder.