insurance

This video and related articles explore a ballooning crisis endangering affordable housing, even as the need for it keeps growing.

There are many proposed ways to mitigate the property insurance cost crisis. They all require federal or state government to act.

A mistaken cancellation letter to a national membership organization might indicate trouble to come for on-the-ground community development organizations.

Rapidly rising insurance premiums are forcing affordable housing developers to cut back on programming, lay off staff, and even sell. To add insult to injury, some insurers also seem to be adding penalties or withdrawing coverage for housing voucher holders.

Dozens of cities and states are considering legislation allowing alternatives to upfront security deposits, such as “security deposit insurance.” The only problem? It’s not actually insurance.

The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.

Communities need accurate maps and more access to data to increase flood resilience—but right now FEMA’s not providing that.

In the face of climate change, flood insurance rates are rising. But program rules, and the history of who has been shunted into the floodplains, means the brunt is being bore by those least able to absorb it.

Bank reform offers a chance to address an under-the-radar form of redlining with the same sort of data disclosure HMDA requires about mortgage lending.

Low-income neighborhoods and communities of color have been fighting for decades to get equal access to financial services, fend off predatory lenders, and get the banking industry to reinvest in […]

Laid off after 29 years of working for a local telephone company in North Carolina, “Roberta Green” was struggling. Although she had a part-time job driving a school bus, she […]

Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.