Tag: homeownership

Homeownership Is Still Very Much an Asset-Building Strategy

Homeownership is, of course, still American’s greatest source of wealth and asset appreciation, and a key component of CFED’s work....

The American Dream Under Duress?

“For most Americans, the housing crisis is hardly a thing of the past.” This is how Hart Research Associates opened its presentation...

Can Technology Help Housing Counselors do More with Less?

On April 2, HUD Secretary Shaun Donovan joined a host of congressional leaders and representatives from over 175 community...

Once a City Dweller, Always a City Dweller?

Just how strong is the long-term allure of the city to young people today? Sure, cities don't have the great public schools and the...

Dare to See the Possibilities in Manufactured Homes

Residents in the Buena Vista Mobile Home Park in Palo Alto, Calif., are fighting to stop the sale of their community to a luxury...

Manufactured Home Mortgages Perform As Well As Other Mortgages

The foreclosure crisis. Homeowners “underwater.” Neighborhoods blighted with vacated homes. Tougher credit standards and new regulations making it harder for...

A Bipartisan Look at Demographics that Drive Housing Demand

Earlier this week the Bipartisan Policy Center (BPC) released its Housing Commission Report: Housing America’s Future: New Directions for National Policy.  As an advisor...

The Bipartisan Policy Center Endorses a Bi-Partisan Failure

There is a good argument for having a public company like the old Fannie Mae sustain...

Advancing Home Opportunity on Capitol Hill

On January 22 I spoke at a Capitol Hill briefing entitled “A Compact for Home Opportunity: What America Can Do...

Homeownership Is Not Necessarily a Great Investment

The pushers of homeownership often try to convince people that they cannot lose by owning a home. They often use...

A Home You Can’t Mortgage? No Longer. Victory for Manufactured Housing

More than seventeen million Americans live in 6.9 million manufactured homes.  The vast majority of these homeowners are low and...

Interview with Senator Robert Menendez

Shelterforce talks with Sen. Robert Menendez about the ongoing federal response to the housing crisis, the Sustainable Communities Initiative, the Occupy movement, and more.

Q: Did the housing crisis prove low-income people can’t be successful...

No! Two at-scale, long-term lending programs show that if the process is done right, low-income homeowners can be as successful as prime borrowers--or more.

A Blueprint for Responsible Homeownership

A Massachusetts loan program gives lenders skin in the game while providing tools for responsible homeownership for lower-income borrowers.

The Promise of Sustainable Design

I think if there is a silver lining in the foreclosure crisis it is this: more Americans are recognizing the critical importance of quality, affordable rental housing.

Housing Policy Should Be About People, Not Product

Most low-income households in the United States live in private-market housing. American housing policies, though, rather than focusing on the needs of that majority,...

Homeownership Today and Tomorrow: Building Assets While Preserving Affordability

Can low-income families build enough equity in them to transform their circumstances? New research says yes.

Toes in the Water

NHI’s latest research report, Toes in the Water: Nonprofit Community Development Real-Estate and Mortgage Brokerage Programs, identifies state regulatory obstacles and assesses the future...

Breaking Asset Poverty: Better Homeownership—and More

Rather than abandoning homeownership as an asset-building strategy the next administration must pursue alternative strategies: bringing back “good homeownership,” supporting quality affordable rental housing, and developing other ways to help families of modest means invest for themselves and their future.

Valuation and Taxation of Resale-Restricted, Owner-Occupied Housing

Shared-equity homeownership offers an option for bringing homeownership within reach for lower-income households.