Tag: homeownership

It’s Time to Build New, Mixed-Income Public Housing

An interview with Ryan Cooper, co-author of the report (with Peter Gowan), Social Housing in the United States, about current approaches to government intervention in the rental market, the politics of home ownership, why public housing needs to be mixed-income, and envisioning a society that provides adequate, affordable housing to all of its citizens.

Remember Slavic Village? It’s Back

A Cleveland neighborhood made famous as an epicenter of the foreclosure crisis works its way back to stability. Here’s how.

The Big Red Herring: The Home Mortgage Disclosure Act (HMDA) Will...

HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?

Duty to Serve: A Boon for Shared Equity Homeownership

Shared equity homeownership programs just had a big win.

Equitable Tax Reform Begins at Home(ownership)

Talk of tax reform has reached a fever pitch, but most Americans don't realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.

Despite Progress, States Have Work to do to Ensure Access to...

If expanding access to homeownership can reverse the trends of growing racial wealth inequality, why are we seeing so many states roll back the supports that make homeownership possible?

Just as I Suspected, Paying Rent Is Racist

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

Why Giving Up on Homeownership Is Giving In

These ideas aren’t new, but pulling them together in a collective, coherent way will push back against those who, like their predecessors of 80, 70, 60 and 50 years ago, would deny long-term stability to those for reasons more than just the color of their money.

In the Delta, Homeownership Strategies Need Innovation

Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...

Homeownership Is a Culprit in The Racial Wealth Divide

Homeowners' Equity (HOE)—the market value of residential real estate minus the value of home-secured debt—has long been the largest...

Stopping Declining Homeownership Requires More than Affordability

According to recent research, the availability of starter and “trade-up” homes is in the midst of a four-year decline,...

Say What, Washington Post? Declining Homeownership Rates Aren’t a Good Thing

On Aug. 3, The Washington Post published a remarkable opinion piece by Charles Lane, one of the paper’s editorial...

Scoring Homeownership: Looking at the Long Game

Today’s economic climate offers little hope to many struggling families. Family incomes still lag in comparison, for example, to rising housing costs in many markets.

A Stubborn Gap

The difference in aggregate home value between blacks and whites in the American South has remained startlingly steady through periods of dramatic social change.

New Report Dampens Outlook for Would-Be Homebuyers

While few housing advocates have unbridled hopes for truly affordable homeownership in Manhattan—where in order to live “comfortably,” a...

Do Urban Neighborhoods Need Homeowners?

At a conference I attended last week, one of the speakers, a colleague whose judgment and knowledge I respect, offered his take on the future of urban single family neighborhoods. The lower income families who have the credit and can get together the down payment to become homeowners are buying in the suburbs. People working […]

Manufactured Housing as a Bridge Over the Affordability Gap

Although the percentage of new manufactured homes placed in manufactured home communities is still relatively low–about 30 percent in 2013—78 percent of the total new manufactured homes were titled as personal property.

Believing in Homeownership: How It Affects the Desire to Buy

Last week I wrote about the first part of my recent research into beliefs about the benefits homeownership: messages conveyed...

Is Homeownership Really Falling Out of Favor?

Homeownership seems to be falling out of favor.  Newspapers these days are peppered with articles that highlight the skepticism of...

Believing in Homeownership: Where Does the American Dream Idea Come From?

Homeownership in the U.S. has long been associated with a wide range of positive outcomes–from investment potential to social stability...