We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.
A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.
While each annual State of the Nation’s Housing report has documented housing changes incrementally, looking back 30 years provides a unique frame of reference for just exactly how much worse housing affordability challenges have become.
Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.
Because we have our own home we have the liberty to dream, act, and influence our community. We have a unique opportunity as land trust homeowners as we are part of affordable homeownership today, tomorrow, and forever.
The widespread critique of California's SB 827 got me thinking about why nobody talks about those really profiting from land use decisions that inflate their property values: homeowners.
An interview with Ryan Cooper, co-author of the report (with Peter Gowan), Social Housing in the United States, about current approaches to government intervention in the rental market, the politics of home ownership, why public housing needs to be mixed-income, and envisioning a society that provides adequate, affordable housing to all of its citizens.
HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?
Shared equity homeownership programs just had a big win.
If expanding access to homeownership can reverse the trends of growing racial wealth inequality, why are we seeing so many states roll back the supports that make homeownership possible?
These ideas aren’t new, but pulling them together in a collective, coherent way will push back against those who, like their predecessors of 80, 70, 60 and 50 years ago, would deny long-term stability to those for reasons more than just the color of their money.
Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...
Homeowners' Equity (HOE)—the market value of residential real estate minus the value of home-secured debt—has long been the largest...
According to recent research, the availability of starter and “trade-up” homes is in the midst of a four-year decline,...