Tag: homeownership

You Can’t Carbon Copy Community Ownership

Community development has long made attempts at wealth building, with a focus on trying to find successful or innovative models that can be replicated....

Community Land Trusts: Combining Scale and Community Control

This is no longer my neighborhood.” Too often, communities of color that experience new investments report that the changes are a detriment to their lives,...

First a Park, Then a Citywide Land Trust in D.C.

Douglass Community Land Trust began with a desire to prevent a new park from displacing neighborhood residents—but it soon got much bigger.

Interboro CLT: A Committed Pipeline from Powerhouse Community Development Groups

Four New York-based organizations work together to place every homeownership unit they develop into a community land trust.

Rescue Plan has Billions Available for Housing, Advocates Urge Officials to...

With relatively few strings attached to the $350 billion in funds states and municipalities will receive, the door is wide open for governments to make a dent in their housing needs. But will they?

Scams on the Rise, Say Housing Counselors

As more people seek help after being defrauded, housing counselors worry that with up to 11 million families facing eviction or mortgage default, the situation will get worse before it gets better.

A Movement-Based Federal Housing Agenda

What are the New Deal for Housing Justice and the BREATHE Act and how do they move beyond previous housing agendas?

The Foreclosure Crisis Waiting for Us in January

Although homeowners have so far accessed financial relief from the pandemic much more easily than renters, housing counselors are bracing for a foreclosure crisis as forbearance terms start to end.

A ‘Public Option’ for Low-Income Homeownership?

What the USDA could teach us about better federal homeownership policy.

Stop Talking About the Racial Wealth Gap

It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.

This Moment Calls for Finally Making Homeownership Access Fair

The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.

Don’t Just Defer Loans—Start Modifying Loans Now

We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.

Don’t Diminish the Importance of Homeownership in CRA Reform

A significant reduction in attention paid to home mortgage lending on CRA exams would be neither economically efficient nor equitable.

Time to Delink Homeownership from Asset Building

Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.

Same Challenges, Bigger Numbers: 30 Years of Reporting on The State...

While each annual State of the Nation’s Housing report has documented housing changes incrementally, looking back 30 years provides a unique frame of reference for just exactly how much worse housing affordability challenges have become.

The CLT Solution: In Suburbia and Beyond

After 30 years and the development of thousands of units of affordable housing, the Long Island Housing Partnership Inc. and its affiliates are now concentrating on the Community Land Trust model.

The Not-So Hidden Truths About the Segregation of America’s Housing

Our conversation with The Color of Law author Richard Rothstein on uncovering truths about our not-so distant history of federally mandated racial segregation in housing.

The State of Shared-Equity Homeownership

Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

Community Control Gives Families Hope for the Future

Because we have our own home we have the liberty to dream, act, and influence our community. We have a unique opportunity as land trust homeowners as we are part of affordable homeownership today, tomorrow, and forever.

Homeowners Reap Profits While Fueling Housing Crisis

The widespread critique of California's SB 827 got me thinking about why nobody talks about those really profiting from land use decisions that inflate their property values: homeowners.