Tag: homeownership

Time to Delink Homeownership from Asset Building

Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.

Same Challenges, Bigger Numbers: 30 Years of Reporting on The State...

While each annual State of the Nation’s Housing report has documented housing changes incrementally, looking back 30 years provides a unique frame of reference for just exactly how much worse housing affordability challenges have become.

The CLT Solution: In Suburbia and Beyond

After 30 years and the development of thousands of units of affordable housing, the Long Island Housing Partnership Inc. and its affiliates are now concentrating on the Community Land Trust model.

The State of Shared-Equity Homeownership

Though the need is greater than ever for resale-restricted, affordable homes, the growth of this model of homeownership appears to be limited.

Community Control Gives Families Hope for the Future

Because we have our own home we have the liberty to dream, act, and influence our community. We have a unique opportunity as land trust homeowners as we are part of affordable homeownership today, tomorrow, and forever.

Homeowners Reap Profits While Fueling Housing Crisis

The widespread critique of California's SB 827 got me thinking about why nobody talks about those really profiting from land use decisions that inflate their property values: homeowners.

It’s Time to Build New, Mixed-Income Public Housing

An interview with Ryan Cooper, co-author of the report (with Peter Gowan), Social Housing in the United States, about current approaches to government intervention in the rental market, the politics of home ownership, why public housing needs to be mixed-income, and envisioning a society that provides adequate, affordable housing to all of its citizens.

Remember Slavic Village? It’s Back

A Cleveland neighborhood made famous as an epicenter of the foreclosure crisis works its way back to stability. Here’s how.

The Big Red Herring: The Home Mortgage Disclosure Act (HMDA) Will...

HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?

Duty to Serve: A Boon for Shared Equity Homeownership

Shared equity homeownership programs just had a big win.

Equitable Tax Reform Begins at Home(ownership)

Talk of tax reform has reached a fever pitch, but most Americans don't realize just how high the stakes are and what impact the final legislation could have on their own financial security for years to come.

Despite Progress, States Have Work to do to Ensure Access to...

If expanding access to homeownership can reverse the trends of growing racial wealth inequality, why are we seeing so many states roll back the supports that make homeownership possible?

Just as I Suspected, Paying Rent Is Racist

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

Why Giving Up on Homeownership Is Giving In

These ideas aren’t new, but pulling them together in a collective, coherent way will push back against those who, like their predecessors of 80, 70, 60 and 50 years ago, would deny long-term stability to those for reasons more than just the color of their money.

In the Delta, Homeownership Strategies Need Innovation

Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...

Homeownership Is a Culprit in The Racial Wealth Divide

Homeowners' Equity (HOE)—the market value of residential real estate minus the value of home-secured debt—has long been the largest...

Stopping Declining Homeownership Requires More than Affordability

According to recent research, the availability of starter and “trade-up” homes is in the midst of a four-year decline,...

Say What, Washington Post? Declining Homeownership Rates Aren’t a Good Thing

On Aug. 3, The Washington Post published a remarkable opinion piece by Charles Lane, one of the paper’s editorial...

Scoring Homeownership: Looking at the Long Game

Today’s economic climate offers little hope to many struggling families. Family incomes still lag in comparison, for example, to rising housing costs in many markets.

A Stubborn Gap

The difference in aggregate home value between blacks and whites in the American South has remained startlingly steady through periods of dramatic social change.