Tag: credit

Making Loans to Help Formerly Incarcerated People Get Back on Their...

CDFIs and nonprofits are figuring out how to help formerly incarcerated people build credit histories and access capital in order to get their lives going.

Shelter Shorts—The Week in Community Development, March 23

Omnibus Bill is Good for HUD | Barbershops are Good for Black Health | Kushner Tries to Make Rent-Reg Units Disappear | The U.S. is Quicksand for Black Boys | Not a Gap, a Chasm | More...

Challenging the Almighty Credit Score

A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?

Does the Current Reliance on Credit Scores Deny Deserving Applicants?

Last week, we asked readers if credit scores were too much of a driver in home loan approval. You answered overwhelmingly that yes, credit...