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Shelter Shorts—The Week in Community Development, March 23

Omnibus Bill is Good for HUD | Barbershops are Good for Black Health | Kushner Tries to Make Rent-Reg Units Disappear | The U.S. is Quicksand for Black Boys | Not a Gap, a Chasm | More...

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A woman and man stand together smiling in front of their new home in North Carolina. They received a loan not based on credit scores, but on character.
Financial System

Challenging the Almighty Credit Score

A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?

Financial System

Does the Current Reliance on Credit Scores Deny Deserving Applicants?

Last week, we asked readers if credit scores were too much of a driver in home loan approval. You answered overwhelmingly that yes, credit scores prevent often worth applicants from […]