The Fight for Full-Time Work in San Jose

Unpredictable hours lead to unpredictable cash flow, which is a barrier to budgeting and saving. One response to this, the Opportunity to Work Initiative, would require that San Jose employers give more hours to part-time employees before hiring new staff.

The summer 2016 cover of Shelterforce magazine, an illustration of a man climbing up orange colored stairs.

Being “Well,” Financially

What does it take to achieve financial security for the millions of American households without it? Clearly full employment, higher wages, and a more robust safety net would be some major components. But as important as those are, they aren’t the full picture. Assets are an important counterweight to income.

Well Worth the Read

Reading What It’s Worth was like walking through one of the glorious Asset Learning Conferences that CFED organizes, equipped with a magical Harry Potter wand that allows me to stop and re-work time so I can peer into each workshop at my leisure.

Young students wearing red shirts laugh as they participate in a college-bound program in Indiana.

College Bound: A Look at Children’s Savings Accounts

Children’s savings accounts for higher education, even those that have accumulated only small amounts of money, can change expectations for low-income students and they might also provide a vehicle for larger wealth transfers.

Why Financial Education Should Get Political

Financial curricula for low-income households often focus on personal choices about budgeting and saving, but if they don’t also address systemic problems, exploitation, and discrimination, they aren’t speaking to their audience’s reality.

The Catalyzing Power of Art

Art can be an economic engine for neighborhoods, but sometimes locally-based artists need some support to kick their businesses into gear, and community-based organizations are stepping up.

Members of an organization install pavement on a sidewalk in Buffalo, New York.

Getting Beyond the Developer Fee

In tough financial times, community developers are hanging on to their developer fees despite competition, but many are also diversifying their programs and revenue streams.