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Homeowners who can’t afford their mortgages can turn to nonprofit housing organizations for help.

Here’s the problem with the nation’s troubled financial system in a nutshell: Americans don’t have enough money to pay their mortgages. President Bush’s plan to bail-out the banks by having […]

In communities of color throughout New York City, growing numbers of homeowners with subprime mortgages are finding themselves at risk of losing their homes, the bitter fruit of years of predatory lending practices.

The housing finance market is going to be restructured. Here’s what we need to consider in order to do it right.

  Owning a home is the American Dream. But who can really buy the dream of homeownership and why? After almost 20 years of the Community Reinvestment Act and anti-redlining […]

On Independence Day, people across the nation engaged in truly American activities—watching fireworks, marching in main street parades, and grilling food in back-yard cookouts. Owning a home may be the […]

Shelterforce began as a tenants' rights newspaper, and our early years were full of accounts of rent strikes—a powerful weapon to get reluctant landlords to make repairs or otherwise improve […]

As the foreclosure tsunami sweeps through Ohio’s communities, housing advocates devise strategies to keep homeowners from being pulled under.

This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.

The foreclosure crisis. Homeowners “underwater.” Neighborhoods blighted with vacated homes. Tougher credit standards and new regulations making it harder for lower-income households to qualify for a mortgage. These have been […]

As the surge of crisis-level funding recedes from housing counseling agencies, they are looking to technology, fee-for-service arrangements, new partners, and types of counseling to keep themselves going. But can the tricky and highly detailed business of foreclosure counseling in particular survive the transition?

Counter-cyclical stewardship is the only way to ensure that lower-income families are neither nudged out by rising costs nor forced out by foreclosure.