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Asset-Building Comes of Age
From IDAs to comprehensive community wealth building, the number of strategies to increase personal and collective assets is growing.
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From IDAs to comprehensive community wealth building, the number of strategies to increase personal and collective assets is growing.
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The way we map health opportunity has serious flaws. How can we make those maps more reflective of communities’ lived experiences?
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Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for two convenings to discuss The Role of Housing as an Asset […]
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Big companies discovered the long-stagnant Immigrant Investor Program EB-5 after the 2008 financial crisis. Can community developers bend the program toward their goals too?
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During a recent national housing conference, a senior HOPE colleague, along with an architect and the mayor of a small Delta town—having won a slot through a rigorous application process—presented […]
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Today’s economic crisis is devastating neighborhoods and households across the country. Urban, low-income communities that were slowly recovering from the disinvestment of earlier decades are now falling back to where they were in the 1970s. Rural communities, walloped by the collapse of key economic generators, have suffered no less. Families that had begun to break the cycle of poverty and build small amounts of savings are now being plunged back into debt. Yet, at a time when the work of community development corporations is more needed than ever, there are growing questions about their long-term viability and efficacy.
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Even those who praise the tax credit program and what it has accomplished are concerned that there are so few sizeable alternatives to it.
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Last week, we asked you to share your thoughts on preserving the 30-year fixed-rate mortgage. Here’s how you responded. Selected reader comments at the break. You said: “The stability and […]
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Federal programs and cultural attitudes that helped launch a majority of the large limited-equity co-ops across the nation are long gone, but at a smaller scale, this model of resident-controlled, long-term affordable housing may be experiencing new interest.
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“'Resilience' made #6 on The Chronicle of Philanthropy’s Top 10 list of buzzwords for 2012 because it is quickly replacing 'sustainability.' The Chronicle article notes that with all the changes […]
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Blaming community development corporations (CDCs) for the high cost of affordable housing construction is not only misguided, but it ignores the work of CDCs and nonprofits that are leading efforts to reduce costs in the key areas of financing, construction, and land costs.
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Financial coaching and small business development services should be right up there next to learning English.