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CDFIs Led By People of Color Face Financial Disparities Too
A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.
Credit Where Credit Is Due: Expanding Access to Capital for BIPOC...
The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.
CDFIs and the Expansion of the Payroll Protection Program
The Payroll Protection Program is an expansion of a program for banks and credit unions. It offers virtually nothing to nonprofit small-business lenders.
How CDFIs are Helping Small Businesses Create Good Jobs
Community development financial institutions lend to micro- and small-business owners, but the jobs those businesses create are often minimum wage, part time, or otherwise low quality. What makes a job a good job, and what are CDFIs doing to help small-business borrowers create good jobs?
CDFIs: A New Force in Homeownership?
It has been a big year for community development financial institutions (CDFIs), the innovative, mission-driven organizations that provide much-needed...
Connecting CDFIs and Impact Investors
It should be a natural fit; what’s in the way?
The Post-Protest Pledges: Banks’ Racial Equity Initiatives
It’s been almost two years since the racial justice reckoning galvanized big banks to promise billions of dollars to increase racial equity and close the wealth gap. What are those dollars going toward, and how big a change do they represent?
CDFIs: The Boom Sector in the Community Development Field?
Three weeks ago I went to Philadelphia to attend the annual conference of the Opportunity Finance Network, the trade association for CDFIs, or community...
CDFIs “Rethink” Systems, But (Hopefully) Not Identity
We are definitely in some danger of losing a connection to the animating social movements that gave rise to the industry.
Is Success Making CDFIs Too Risk-Averse?
Shelterforce's Miriam Axel-Lute in conversation with Ed Gorman of NCRC on whether community development financial institutions (CDFIs) are taking enough risk, and therefore, falling short of their mission.
CDFIs Speed Up Sandy Recovery
When disasters strike, our first responders ensure that emergency resources get to those in need. But...
Back in the Game: CDFIs Help 1- to 4-Unit Rental Housing...
After the housing crash, Chicago’s 1- to 4-unit rentals weren’t bouncing back in many neighborhoods. Three CDFIs came together to make it happen.
Tracing the Roots of CDFIs: A review of Democratizing Finance
This book is a major contribution to increasing knowledge and awareness of how far the community development finance movement has come in 30 years.
A Look in the Mirror: Do CDFIs (and CDCs) Reflect Their...
Last year, I wrote about the teeming conference of the Opportunity Finance Network, the trade group for community development financial institutions, with a little bit of awe at how different it was from the rest of the community development world in its growth and optimism, worrying about mission creep rather than survival. This year the […]
Coalition of Lenders and Investors Help Create the Community Development Financial...
When more than 500 hundred people met for the Community Development Financial Institution (CDFI) Training Institute in Durham, NC, in late January, 1994, participants...
CDFIs Stepped Up During the Shutdown
CDFIs across the country were trying to do what they could to ease the effects of the recent government shutdown. Here is just a partial list.
CDFIs: Bridging the Poverty Gap
Each year, the Martin Luther King, Jr. holiday prompts people to reflect on Dr. King’s life and legacy. By achieving passage of civil rights and voting rights legislation, the actions of King and others compelled a sharp decline in the blatant discrimination and wanton violence that had permeated the nation for generations. However, today, five […]
How Community Developers Are Using Alternative Construction Methods
Community developers try out new technologies and processes, oftentimes out of a sense of responsibility to help put potential solutions to the test.
Jason Friedman
Jason Friedman is the CEO of Friedman Associates LLC, a consulting firm for community development financial institutions (CDFIs). Over more than 30 years, Friedman...
Only Halfway to Economic Democracy
Few books make me so angry that I must resist throwing them across the floor. One such book, published in 2002 (and since updated)...