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A realtor opening a house for viewing.

Article

Realtors Reckon with Race

A new generation of real estate agents are aiming for meaningful change in an industry most famous for championing and enforcing segregation.

A black and white photograph from 1942 of a sign that read "We want white tenants in our white community."

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Just as I Suspected, Paying Rent Is Racist

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

View from the street of a bank built in 1917. From the photographer: The building features a red brick exterior with terra cotta trim, decorative panels with Sullivanesque detailing, Sullivanesque trim, a decorative mosaic in the tympanum below the arch above the front entrance with the word “Thrift” in gold lettering in the middle of an expanse of blue tile and decorative white, cream, green, purple, red, and orange tile accents, decorative metal lettering on the facade above the arch displaying the words “The People’s Federal Savings & Loan Assn." ... Gargoyles above the pilasters framing the front entrance, fixed glass windows at the corners, brass double doors.

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How the New CRA Rule Will Help, and Where It Falls Short

The assessments that evaluate a bank’s lending practices have improved, but there are several missed opportunities for reform. For one, the new rules won’t incorporate a racial analysis into lending examinations.

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How CDFIs are Helping Small Businesses Create Good Jobs

Community development financial institutions lend to micro- and small-business owners, but the jobs those businesses create are often minimum wage, part time, or otherwise low quality. What makes a job a good job, and what are CDFIs doing to help small-business borrowers create good jobs?

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Housing Policy Needs Abolition Too

Abolition—as a mode of mobilization and social change directed at the criminal legal system and elsewhere—remains widely misunderstood.

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Detours on the Road Home

Serious flaws in the Road Home program have kept many hard-working homeowners from coming back to the Lower 9th Ward. Let’s not repeat them after the next disaster.

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Best of Both Worlds

Permanent affordability and asset building might seem at first blush to be contradictory goals for a low-income homeownership program, but new research says in fact they can be achieved together.