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In the face of extractive “investments,” communities are exploring creative models that let them both exert control and earn returns themselves.

Our fair housing laws enshrine an approach that prohibits us from explicitly referring to race, even in programs intended to undo the harm caused by racism. Now restorative housing policy is attempting to directly confront this history.

The wealth gap is probably best illustrated in the way our country has, and has not, provided access to the single most important determinant of wealth for the majority of people in the United States—home and land ownership.

The Community Reinvestment Act was created to address racist lending practices, but it doesn’t specify race. Special purpose credit programs could help.

Programs that help households of color buy homes haven’t made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.

When receiving bank funding, CDFIs often limit their investments in accordance with bank restrictions. How can reforms to the Community Reinvestment Act help center the needs of underserved communities?

Headrights and redlining were parts of a systemic structure designed to aid some and debilitate others. Their repercussions are still felt.

Andre M. Perry’s Know Your Price: Valuing Black Lives and Property in America’s Black Cities reveals the web of historical and contemporary socioeconomic barriers that maintain the racial wealth divide and does this through personal narrative, history, and an exploration of a wide array of social issues.

Seventy-one percent of jobs that pay $40,000 and above require a four-year degree, says Maurice Jones. That requirement is “having a huge, huge adverse impact on Black talent earning their way into the middle class.”

Four leaders in the field discuss strategic approaches to closing the racial wealth gap.

Why it’s time for fair housing and community development to reunite to fight the vestiges of segregation.

In 2022, a government task force released an action plan about combating bias in the appraisal industry. How can CDFIs fight back against the damage caused by under-appraisals?