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Racial Diversity in Community Development Leadership: A Roundtable Discussion on the...
Several national organizations in the community development field have experienced transitions from white leadership to people of color.
Advancing Economic Opportunity Through Diversity
Recently, I had the opportunity to participate in an important and powerful conversation about the importance of diversity and inclusion in achieving economic equity at the Opportunity Finance Network (OFN) conference in Denver, Colorado. This is a topic that hits close to home for me. Before I joined JPMorgan Chase, I spent 10 years at […]
Pulling the Rug From Under Community Development?
Investments and funding motivated by the Community Reinvestment Act are more foundational to the work of community developers than is often discussed. But if regulations change the incentives for banks, the effects on communities will be dramatic.
What do Saul Alinsky, Students for a Democratic Society, HUD, and the Housing and Community Development Department of Fairfax County, Virginia, have in common? Conrad...
Filling the Lending Vacuum
As credit tightens and higher and higher numbers of commercial real estate loans enter default, CDCs are stepping up to fill the financing gap in economic development deals from which conventional lenders have been retreating.
CDCs Step In Where Banks Fear to Tread
Early in 2010, the Congressional Oversight Panel for the Troubled Asset Relief Program released a report indicating that half of the $1.4 trillion in...
Two Structured Community Development Funds: A Peek at How They Work
The details, lessons, and impact of two innovative community development funds created by Enterprise Community Partners.
Carrots, Sticks, and Economic Justice
Once upon a time, I saw the problem of providing responsible financial services as purely a policy problem. We...
CDFI Certification Helps Credit Unions Perform Better
The Credit Union National Association and the National Federation of Community Development Credit Unions released a report last week...
How a Dozen Organizations Are Fighting Persistent Poverty Together
A national coalition of development financial institutions, CDCs, and financial intermediaries have banded together with local leaders who live in communities where more than 20 percent of the population has lived in poverty for more than 30 years.
Challenging the Almighty Credit Score
A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?
The Housing Crisis and the Landscape of Affordable Housing
As home prices continue to fall, the notion that the real estate market will allow for lower-income families to secure affordable housing increases. But it's not so cut and dried. How much a home costs is only one of many factors when determining affordability. In March 2012, Shelterforce hosted a roundtable discussion featuring leading research and policy experts to explore those various components of affordability looking at just how the housing crisis changed the affordable housing landscape in the United States.
Hospital System Helps Housing Partners Unlock Capital
When plans to develop affordable housing units in San Bernardino hit a funding roadblock, Dignity Health committed a $1.2 million bridge loan to help fill the gap. But the health system didn’t stop there.
“Why Would a Hospital Do This?” Shifting Institutional Culture for Health...
Hanaa Hamdi is the director of health impact investment strategies and partnerships at New Jersey Community Capital, the state’s largest CDFI. Michellene Davis is...
Let’s Interrupt History: Racial Equity in a Time of Crisis
Data on the pandemic shows once again the dramatic consequences of racial inequalities. CDFIs must focus on ensuring equity for Black-owned businesses.
Can Using a Racial Equity Lens Increase Capital in Communities of...
If CDFIs adopted traditional appraisal standards to determine loan amounts, they'd make very few loans in the communities they were founded to serve.
Rural Hospital Struggles Are Also an Economic Development Issue
Aside from the health implications, the closure of a hospital in a rural community deeply impacts the area’s economic wellbeing. But in some cases, it can be avoided.
Battling Inequity in Food Systems with Entrepreneurship
A number of leadership organizations and initiatives–from large to small–are working to bring about greater economic opportunity in the food system and improve access to healthy food, focusing specifically on communities of color.
6 Ways to Prevent Post-COVID Vacancy
Local governments must explore ways to minimize commercial and residential property deterioration and subsequent vacancy.
In the Delta, Homeownership Strategies Need Innovation
Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...