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The Credit Union National Association and the National Federation of Community Development Credit Unions released a report last week...
As home prices continue to fall, the notion that the real estate market will allow for lower-income families to secure affordable housing increases. But it's not so cut and dried. How much a home costs is only one of many factors when determining affordability. In March 2012, Shelterforce hosted a roundtable discussion featuring leading research and policy experts to explore those various components of affordability looking at just how the housing crisis changed the affordable housing landscape in the United States.
When plans to develop affordable housing units in San Bernardino hit a funding roadblock, Dignity Health committed a $1.2 million bridge loan to help fill the gap. But the health system didn’t stop there.
If CDFIs adopted traditional appraisal standards to determine loan amounts, they'd make very few loans in the communities they were founded to serve.
Hanaa Hamdi is the director of health impact investment strategies and partnerships at New Jersey Community Capital, the state’s largest CDFI. Michellene Davis is...
A national coalition of development financial institutions, CDCs, and financial intermediaries have banded together with local leaders who live in communities where more than 20 percent of the population has lived in poverty for more than 30 years.
A number of leadership organizations and initiatives–from large to small–are working to bring about greater economic opportunity in the food system and improve access to healthy food, focusing specifically on communities of color.
Aside from the health implications, the closure of a hospital in a rural community deeply impacts the area’s economic wellbeing. But in some cases, it can be avoided.
Data on the pandemic shows once again the dramatic consequences of racial inequalities. CDFIs must focus on ensuring equity for Black-owned businesses.
Earlier this month, the Corporation for Enterprise Development (CFED) partnered with the Federal Reserve Bank of St. Louis for...
In thinking about how to face the current federal environment, it might be helpful to take stock of where gains have occurred. Among these growth areas are:
Rural communities are very different places—separated by climate, geography, and often race. But in many other ways, these communities are far more similar than different.
Since November of last year, the United States Justice Department has announced multi-billion dollar settlements with the nation’s three largest banks – Citi, JPMorgan Chase and Bank of America (BoA) – over what Justice calls the “packaging, marketing, sale and issuance of residential mortgage-backed securities.” Collectively, these three banks have agreed to pay a total […]