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Persistently Poor Regions Would Welcome a Little Gentrification
It is often said that you get what you pay for. Clearly, too little is being paid to create positive change in America’s most vulnerable places.
Interview with Roberta Achtenberg, Assistant Secretary for Fair Housing and Equal...
Roberta Achtenberg, former Assistant Secretary for Fair Housing and Equal Opportunity, came to Washington from San Francisco, where she had been an elected member...
Shelter Shorts
Jury Awards $3.2 Million in Lending Discrimination Case In the first jury trial in the United States dealing with mortgage lending discrimination, an individual was awarded $3.2 million in damages after a jury determined that he was discriminated against when denied a loan by First Gibraltar Bank (now known as First Madison Bank, FSB). Gordon […]
Reclaiming America on Columbus Day
As a college sophomore in October of 1968, I marched as part of the ROTC color guard at the front of the Columbus Day parade in downtown Providence, Rhode Island. Those were challenging times for our country. I chose to leave ROTC less than a year later as protests against the Vietnam War called our […]
The Benefits of Having Everyone at the Table
How might we better engage the families we work with and provide them access to larger opportunities? Last month, CFED held their bi-annual Assets Learning Conference. It featured a range of topics that touched on an array of asset-building issues and included networking opportunities, mobilized conversations with policymakers, and celebrations of the progress of the […]
An Opportunity to Shed Sunlight on Lender Legal Compliance is Missed
Bank regulatory agencies including the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, and others...
Getting Beyond the Developer Fee
In tough financial times, community developers are hanging on to their developer fees despite competition, but many are also diversifying their programs and revenue streams.
Interview with Michael Rubinger, former CEO of the Local Initiatives Support...
Rubinger was at LISC's founding and from 1999 to June 2016, he headed the organization, steering it most recently on a path toward comprehensive community development rather than just housing work.
It’s the Mission, Stupid
For the past four years, the Bush administration has been working hard to turn HUD into the Cheshire Cat – all grin, no programs....
Hope, Action, Change
Reading David Moberg’s article on presidential candidate Barack Obama’s days as a community organizer, I was struck by a quote from an Obama fundraising...
Insurance Redlining: Still Fact, Not Fiction
Homeowner insurance redlining discriminates against Blacks and undermines urban redevelopment.
Breaking the Bank
On Nov. 5, 2011, Bank of America had just withdrawn their threat to levy a monthly debit card fee, the major lenders were under...
Shelter Shorts
Self-Help CDFI Creates New Market for Low-Income MortgagesFannie Mae, the largest banking organization in America, may soon be rewriting its lending criteria, bringing homeownership...
Five Hidden Opportunities in the 2010 Election Results
The new Congress will be enacting major new legislation, and it's vital that community development leaders retain our tenacious optimism as we move forward.
Community Building & Community Organizing Issues in Creating Effective Models
It's time for organizers to take their boxing gloves off, for developers to take their hard hats off, and for funders to come out from behind their desks, to begin a serious dialogue about how organizing can be integrated into – and, yes, drive – community development strategies.
Finding Common Ground
Everyone knows the real story of Las Vegas – enormous power concentrated in the hands of casinos, unchecked by government and oblivious to community...
An Interview with Helen Dunlap
In September, Helen Dunlap was appointed president of the National Low Income Housing Coalition. She most recently served as HUD's deputy assistant secretary for...
Standing Up for the Future
On Nov. 3, 2010, the day after the midterm elections, 30 leaders from PICO*, including homeowners struggling to avoid foreclosure, housing counselors and clergy,...
Never Give Up on a Good Idea
In the 1960s, a small group of well-meaning government officials had a great notion: empower the poor to guide their own economic recovery by...
Electronic Funds Transfer:
For the millions of low-income "unbanked" people, EFT may unlock the doors to financial services. But it may also mean windfall profits for banks...