Q: Do economic development incentives support small businesses?
A. Not very much. Despite the claims of many states, when you look at the numbers, the vast majority of taxpayer dollars directed to economic development go to big corporations.
Q: Do Rent Regulations Make the Housing Crisis Worse?
A: No! Despite common fears, decades of evidence shows that rent regulation doesn't restrict housing supply and quality.
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Q: Do Immigrants “Take Our Jobs”?
A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Here are the facts:
Q: Why don’t low-income families save?
A. Actually they do! However, they tend to be saving for the short term, rather than the long term.
Q: Isn’t the foreclosure crisis over?
A: Not for everyone. Even after significant recovery, most of the country still has record high levels of . . .
Q: Did Extending More Credit to Subprime Borrowers Cause the Foreclosure Crisis?
There are people who believe that the foreclosure crisis occurred because too many unqualified borrowers became homeowners. What actually happened was ...
Q: Do inclusionary housing requirements make housing prices go up for everyone else?
A: No, they do not. Market-rate developers are business people. They charge as much as the market will bear. When housing prices go up . . .
Q: Is Rental Housing a Rural Issue?
Yes! Although homeownership rates are higher in rural areas, there is still a significant rural population that needs rental housing.