Q: Does Shared-Equity Homeownership Build Assets?
A: Yes! And keeps them safer than traditional homeownership does.
Q: Isn’t the foreclosure crisis over?
A: Not for everyone. Even after significant recovery, most of the country still has record high levels of . . .
Q: Does Airbnb Cause Rents to Increase?
A: Yes! Since hosts can make 50 to 200 percent more on short-term rentals than on long-term rentals, Airbnb affects purchase prices as well.
Q: Can Nonprofits Get Out the Vote?
A. Yes! Nonprofits are often uncertain about what they can legally do, but they can get out the vote among their residents, clients, and staff.
Q: Do Rent Regulations Make the Housing Crisis Worse?
A: No! Despite common fears, decades of evidence shows that rent regulation doesn't restrict housing supply and quality.
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Q: Did the housing crisis prove low-income people can’t be successful homeowners?
No! Two at-scale, long-term lending programs show that if the process is done right, low-income homeowners can be as successful as prime borrowers--or more.
Q: Can Supporting Community Development Improve Outcomes for the Health Sector?
Yes! Over 50 percent of premature deaths in the U.S. can be attributed to preventable non-medical factors, specifically behavioral, environmental, and social conditions.
Q: Do Section 8 voucher holders increase crime in a neighborhood?
A: No! This is a perennial fear, but research shows that additional voucher holders don't change the crime rate at all. However it does show that . . .
Q: Do Immigrants “Take Our Jobs”?
A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Here are the facts:
Q: What’s the Point of Shared-Equity Homeownership in Weak Market Areas?
Shared-equity homeownership is best known as a tool to fight displacement in hot-market areas. But in fact, it has many advantages in weak-market areas too.
Q: Can Prohibiting Source-of-Income Discrimination Help Voucher Holders?
A: Yes. Currently landlords in most places can discriminate against voucher holders, and many do. For example:
An African-American female tester using a voucher was denied...
Q: Are manufactured homes a bad form of affordable housing?
A: Not any more! There are many myths out there about manufactured (or "mobile") homes, but in fact they can be a very important source of quality affordable housing...
Q: What Do All These Housing Affordability Terms Mean?
While we use terms like "affordable housing," "moderate income," "housing poverty," and "area median income" often, we thought it'd be helpful to explain what all these housing affordability terms mean. Make sure you're using these 19 terms correctly.
Q: Is a Land Bank the Same As a Land Trust?
A: Nope. They are totally different, though complementary tools. This chart will walk you through the differences.
Q: Do inclusionary zoning requirements halt development?
A: No! Research shows that hasn't been the case. And here's what local officials in places that have implemented it had to say . . .
Q: Is scattered-site rehab always more expensive than new construction?
A: No! A long-running program in Philadelphia is showing that scattered site rehab can be cheaper and have a larger revitalizing effect at the same time.
Q: Does affordable housing development lower nearby property values?
A. No. No. No. Is 56 studies enough no for you?
Q: Why doesn’t the market produce enough affordable housing where people want it?
A: The market is supposed to meet demand, but the importance of location, location, location, plus other factors, keep this from working for affordable housing.
Q: Do inclusionary housing requirements make housing prices go up for everyone else?
A: No, they do not. Market-rate developers are business people. They charge as much as the market will bear. When housing prices go up . . .
Q: Can Including Rent and Utility Payments in Credit Scores Reduce Racial Disparities in...
Including rent and utility payments in credit reports and scoring models can increase credit scores, and reduce racial disparities in credit scores.