Q: Do inclusionary housing requirements make housing prices go up for everyone else?
A: No, they do not. Market-rate developers are business people. They charge as much as the market will bear. When housing prices go up . . .
Q: Isn’t the foreclosure crisis over?
A: Not for everyone. Even after significant recovery, most of the country still has record high levels of . . .
Q: What’s the Point of Shared-Equity Homeownership in Weak Market Areas?
Shared-equity homeownership is best known as a tool to fight displacement in hot-market areas. But in fact, it has many advantages in weak-market areas too.
Q: Are manufactured homes a bad form of affordable housing?
A: Not any more! There are many myths out there about manufactured (or "mobile") homes, but in fact they can be a very important source of quality affordable housing...
Q: Is a Land Bank the Same As a Land Trust?
A: Nope. They are totally different, though complementary tools. This chart will walk you through the differences.
Q: Do Immigrants “Take Our Jobs”?
A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Here are the facts:
Q: Why Don’t People Who Get Rental Assistance Get a Job?
A: More than half are elderly or disabled. Of the rest, most of them do have a job! Ninety-four percent of rental assistance receipts are ...
Q: Can Prohibiting Source-of-Income Discrimination Help Voucher Holders?
A: Yes. Currently landlords in most places can discriminate against voucher holders, and many do. For example:
An African-American female tester using a voucher was denied...
Q: Did the housing crisis prove low-income people can’t be successful homeowners?
No! Two at-scale, long-term lending programs show that if the process is done right, low-income homeowners can be as successful as prime borrowers--or more.
Q: Can Nonprofits Get Out the Vote?
A. Yes! Nonprofits are often uncertain about what they can legally do, but they can get out the vote among their residents, clients, and staff.
Q: Does Shared-Equity Homeownership Build Assets?
A: Yes! And keeps them safer than traditional homeownership does.
Q: What Do All These Housing Affordability Terms Mean?
While we use terms like "affordable housing," "moderate income," "housing poverty," and "area median income" often, we thought it'd be helpful to explain what all these housing affordability terms mean. Make sure you're using these 19 terms correctly.
Q: Does Airbnb Cause Rents to Increase?
A: Yes! Since hosts can make 50 to 200 percent more on short-term rentals than on long-term rentals, Airbnb affects purchase prices as well.
Q: What’s the difference between community economic development and traditional economic development ?
A: A lot! In fact, they are so different that the Democracy Collaborative, which made the chart below, has coined the term “community wealth building” to set apart the truly community-oriented practitioners of economic development.
Q: Can Including Rent and Utility Payments in Credit Scores Reduce Racial Disparities in...
Including rent and utility payments in credit reports and scoring models can increase credit scores, and reduce racial disparities in credit scores.
Q: Does affordable housing development lower nearby property values?
A. No. No. No. Is 56 studies enough no for you?
Q: Why don’t low-income families save?
A. Actually they do! However, they tend to be saving for the short term, rather than the long term.
Q: Is Rental Housing a Rural Issue?
Yes! Although homeownership rates are higher in rural areas, there is still a significant rural population that needs rental housing.
Q: Why doesn’t the market produce enough affordable housing where people want it?
A: The market is supposed to meet demand, but the importance of location, location, location, plus other factors, keep this from working for affordable housing.
Q: Do economic development incentives support small businesses?
A. Not very much. Despite the claims of many states, when you look at the numbers, the vast majority of taxpayer dollars directed to economic development go to big corporations.