Q: Do inclusionary housing requirements make housing prices go up for everyone else?
A: No, they do not. Market-rate developers are business people. They charge as much as the market will bear. When housing prices go up . . .
Q: Isn’t the foreclosure crisis over?
A: Not for everyone. Even after significant recovery, most of the country still has record high levels of . . .
Q: Are manufactured homes a bad form of affordable housing?
A: Not any more! There are many myths out there about manufactured (or "mobile") homes, but in fact they can be a very important source of quality affordable housing...
Q: Is a Land Bank the Same As a Land Trust?
A: Nope. They are totally different, though complementary tools. This chart will walk you through the differences.
Q: Do Immigrants “Take Our Jobs”?
A: No! This is a common fear, especially for people who are already struggling to get by. But it’s not true. Here are the facts:
Q: What’s the Point of Shared-Equity Homeownership in Weak Market Areas?
Shared-equity homeownership is best known as a tool to fight displacement in hot-market areas. But in fact, it has many advantages in weak-market areas too.
Q: Why don’t low-income families save?
A. Actually they do! However, they tend to be saving for the short term, rather than the long term.
Q: Is Rental Housing a Rural Issue?
Yes! Although homeownership rates are higher in rural areas, there is still a significant rural population that needs rental housing.
Q: Why doesn’t the market produce enough affordable housing where people want it?
A: The market is supposed to meet demand, but the importance of location, location, location, plus other factors, keep this from working for affordable housing.
Q: Do economic development incentives support small businesses?
A. Not very much. Despite the claims of many states, when you look at the numbers, the vast majority of taxpayer dollars directed to economic development go to big corporations.
Q: Did Extending More Credit to Subprime Borrowers Cause the Foreclosure Crisis?
There are people who believe that the foreclosure crisis occurred because too many unqualified borrowers became homeowners. What actually happened was ...
Q: Is scattered-site rehab always more expensive than new construction?
A: No! A long-running program in Philadelphia is showing that scattered site rehab can be cheaper and have a larger revitalizing effect at the same time.
Q: What Do All These Rent Regulation Terms Mean?
As rents have been rising, organizing for rent regulations have gained steam. However, the terms used to describe rent regulations can be unclear.
Q: Is It Time to Bury Racially Loaded Planning and Development Terms?
Shelterforce has gathered some racially loaded terms that are common in our field. We suggest you use these sparingly and carefully, if at all.
Q: Do Section 8 voucher holders increase crime in a neighborhood?
A: No! This is a perennial fear, but research shows that additional voucher holders don't change the crime rate at all. However it does show that . . .
Q: Do Rent Regulations Make the Housing Crisis Worse?
A: No! Despite common fears, decades of evidence shows that rent regulation doesn't restrict housing supply and quality.
Feel free to print and distribute! Click...
Q: Do inclusionary zoning requirements halt development?
A: No! Research shows that hasn't been the case. And here's what local officials in places that have implemented it had to say . . .
Q: Can Supporting Community Development Improve Outcomes for the Health Sector?
Yes! Over 50 percent of premature deaths in the U.S. can be attributed to preventable non-medical factors, specifically behavioral, environmental, and social conditions.
Q: Why Don’t People Who Get Rental Assistance Get a Job?
A: More than half are elderly or disabled. Of the rest, most of them do have a job! Ninety-four percent of rental assistance receipts are ...
Q: Can Prohibiting Source-of-Income Discrimination Help Voucher Holders?
A: Yes. Currently landlords in most places can discriminate against voucher holders, and many do. For example:
An African-American female tester using a voucher was denied...