Racial Wealth Gap
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Targeting First-Generation Homebuyers Is a Great Way to Direct Downpayment Assistance—And It Could Be Better
The proposed program could shrink the racial homeownership gap while serving a wide cross-section of people. But it only addresses some of the results of past discrimination.
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Appraisal Bias Is the Fair Housing Issue of the Day
Newly released data on home appraisal practices is a step forward in the fight against racially biased appraisals. There’s still a long way to go.
Taking the ADU Model to the Next Level, a Shelterforce and Next City Webinar
How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?
The Financialization of Housing and Its Implications for Community Development
Over the last two decades homeowners and investors have increasingly treated housing as a financial asset, like stocks or bonds. How has this changed the housing market for the worse, and how can we fix it?
Why Wealth Matters to Your Health: A Webinar
How did the racial wealth gap begin? And why has it been so hard to fix? Shelterforce’s Miriam Axel-Lute and others discuss these topics in a webinar hosted by County Health Rankings & Roadmaps.
Closing the Racial Wealth Gap: A Webinar with NPQ
Four leaders in the field discuss strategic approaches to closing the racial wealth gap.
Vacant Homes Wither Under Flawed Tax Sale System
Outdated tax sale rules and predatory investment practices keep Baltimore homes in a revolving door of vacancy. But that could soon change.
How Tax Assessments are Racist
Between biased property appraisals that undervalue Black-owned properties and biased tax assessments that levy an unfair burden, homeowners of color are flanked by a double-whammy of racism.
Push Back on the Racial Wealth Gap—A Shelterforce Webinar
Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.
Say It With Your Chest: Race Matters in Lending
The Community Reinvestment Act was created to address racist lending practices, but it doesn’t specify race. Special purpose credit programs could help.
Making Homeownership Work Better
Programs that help households of color buy homes haven’t made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.
Increased Homeownership Won’t Close the Racial Wealth Gap
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.