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Policy
The rules of the game—and the attitudes of the players—have an enormous effect on community development work at all levels. Here we look at some of the conversations about how to shift that policy for the better.
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Targeting First-Generation Homebuyers Is a Great Way to Direct Downpayment Assistance—And It Could Be Better
The proposed program could shrink the racial homeownership gap while serving a wide cross-section of people. But it only addresses some of the results of past discrimination.
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The Big Red Herring: The Home Mortgage Disclosure Act (HMDA) Will Help Predators Identify You!
HMDA is the key to preventing predatory behavior, not the cause of it, so how can an economics professor from George Washington University claim that HMDA can facilitate large-scale identity theft?
Shelter Shorts—The Week in Community Development-Feb. 16
Gentrification’s Off the Hook | Double Housing Discrimination | Medical Care for the Homeless | It’s Still Expensive to be Poor | A Robust Economy Lifts “Some” Boats
Reshaping Housing Policy with a Health Lens
In Georgia, public health practitioners used a Health Impact Assessment to suggest changes to the allocation plan for Low-Income Housing Tax Credits. This is how they made it happen.
Shelter Shorts—The Week in Community Development, Feb. 2
Quote of the Week: “Even as the core problem in cities shifted from disinvestment to displacement, the policy paradigm has remained the same: Spur growth in an area starved for […]
Duty to Serve: A Boon for Shared Equity Homeownership
Shared equity homeownership programs just had a big win.
Shelter Shorts: The Week in Community Development, Jan. 12
Activists at the Golden Globes | Carson’s HUD Takes Some Heat | We Make an Exception on Workforce Housing | Companies Must “Do Better” in Nashville | California Makes Policy Using Opportunity Maps
Integration as a Means of Combating Inequality
A review of books that delve into the harmful and far-reaching effects of racial segregation and solutions that integration measures can provide.
Endangering Community Investment with Tax “Reform”
There wasn’t one Republican senator who was willing say tax reform aimed at growing our economy should augment, not diminish, community investment.
Say It Loud: Renters’ Rights are Civil Rights!
Private developers and public agencies are finally investing in neighborhoods near transit and jobs—where many low-income communities of color have lived for generations—and as a result, are being pushed out just as resources in their neighborhoods are increasing.
Would Trump’s CRA Reform Really “Do No Harm?”
NCRC examined every single Community Reinvestment Act evaluation for mid-size banks conducted during 2016.
In California, a Victorious “Fix” for Inclusionary Housing
It’s time for more states to do what it takes to pass enabling legislation for inclusionary housing, adding this valuable policy tool to the fight for more affordable housing opportunities.
Proposed Changes to the Mortgage Interest Deduction: Some Simple Facts
The discourse around proposed changes to the federal tax system, especially between talk show pundits and economists and politicians—each with their own allegiances—is devoid of some simple, transparent facts. A […]