Policy

The rules of the game—and the attitudes of the players—have an enormous effect on community development work at all levels. Here we look at some of the conversations about how to shift that policy for the better.

The spires and statue atop an old bank building.

Would Trump’s CRA Reform Really “Do No Harm?”

NCRC examined every single Community Reinvestment Act evaluation for mid-size banks conducted during 2016.
running on hamster wheel

The Jobs-Housing Hamster Wheel

A deeper dive into the cause of high housing prices reveals that it is not the price of lumber, bricks, or labor that accounts for high or low housing prices—the controlling factor most often is the price of land.
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Is Austin About to Make it Easier for Affordable Housing to Get Built?

If this proposal passes, Austin will make it much easier for developers to build affordable housing. How much will be lost if it doesn't?
Aerial view of suburb

Densifying Suburbs Is the Better Path to Housing Affordability

Alan Mallach responds to critiques of his assessment of urban versus suburban upzoning.

Moving from the Inequitable Housing System We Have to the Housing System We Need

Three big, but basic, things that we could do right now to get us much closer to equity in housing.

Data Says Inclusionary Housing Is in Fact Inclusionary

Review of Is Inclusionary Zoning Inclusionary?, by Heather L. Schwartz, Liisa Ecola, Kristin J. Leuschner, Aaron Kofner. Rand Corporation, 2012. Long time advocates of inclusionary...

ACORN Rates State Attorneys General on Foreclosure Prevention Leadership

While America has been waiting for Congress and state legislatures to get their act together on the foreclosure crisis, some state attorneys general have...

Left Behind by the “Rescue”

At week’s end, there’s not much good news, but instead a world of pain to report. As of today, Americans have a “rescue plan” that...

The Risk In The System Starts to Come Home

Elizabeth Warren, the Harvard Law professor who chairs the Congressional Oversight Panel that watches over the Troubled Asset Relief Program (TARP) has never been...

Out of the Limelight, But Still Hanging in the Balance

Housing and community development have been glaringly absent from both of the presidential campaigns and all of the debates this...

Watch These Panelists Explain What’s Missing in the GSE Reform Debate

The National Community Reinvestment Coalition last week brought together a panel of experts to discuss the future of housing...

Why Are Biased Banks Getting High CRA Marks from Regulators?

The Community Reinvestment Act (CRA) statute has a statement of purpose affirming that banks “are required by law to...
Patrons looking at gallery wall.

If We Want the Arts in Baltimore, We Need Its Artists

Artists have left their mark on Station North and paved the way for an arts district, but the organically-developed communal live/work spaces that play such a vital role in helping make Baltimore an arts mecca are an endangered species.
rent control

Dear Business School Professors: You’re Wrong, Rent Control Works

A university study on rent control makes three crucial mistakes in its assessment of the policy's effect on San Francisco's housing market. Housing advocacy organization Tenants Together sets the record straight on rent control's role, and who is actually to blame for the city's unaffordability.
California homes aerial

Tackling Exclusionary Housing Policy in California

Diving into the issue of exclusionary practices that have exacerbated the housing crisis and offering some policy solutions.
CRA oped

Protecting the Community Reinvestment Act Is an Investment in Economic Justice

The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation just released a set of proposed rules for the Community Reinvestment Act that threaten the very heart of the law.

Tobacco Causes Cancer. Can it Also Build Housing?

“Sin taxes” usually fund health and education programs. Will Colorado add housing to that list? And should they?

Shelterforce Interview: Mercedes Márquez

HUD Assistant Secretary of Community Planning and Development Mercedes Márquez spoke with Shelterforce about NSP, technical assistance, and the importance of leveraging resources.

The Impact of the 2010 Midterm Elections in Georgia: An Atlanta Perspective

The election returns last November generated a bit of discussion among community developers in Georgia last fall for a few reasons. There were certainly...

Watching the Numbers

When I was a kid, I loved watching presidential election returns. Every four years I’d get to rush home and sit in front of...